32456
Port Saint Joe, Florida.
Port Saint Joe, Gulf County, FL · Panama City, FL metro · population 7,510
to buy the typical home at today's mortgage rate — +$1,460 (+138%) since Jan 2020.
- 1 year
- Down $9,005 -2%
- $488,857$479,852 since Sep 2025
- 5 years
- Up $88,319 +23%
- $391,534$479,852 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 32456$2,519
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 17 years.
Typical home values in zip 32456 fell 1.8% over the past year — slower than the nation's +1.2%.
This zip spans 3 counties: Gulf County, FL 72% · Bay County, FL 20% · Franklin County, FL 7%
Zillow also publishes an index for the city itself: Port Saint Joe, FL — measured over the city limits, which is a different area from this zip.
Asking rent — 32456
Against the Panama City, FL metro and the national benchmark.
Not enough data to draw this yet.
Typical home value — 32456
Mid-tier homes, smoothed and seasonally adjusted.
- 32456$479,852
- Panama City$342,980
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 13.4 | 32465 | Wewahitchka | 8,069 | — | $201,862 |
| 16.6 | 32320 | Apalachicola | 3,792 | — | $292,005 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.