Zip lookup · FL

32550
Miramar Beach, Florida.

Miramar Beach, Walton County, FL · Crestview-Fort Walton Beach-Destin, FL metro · population 8,486

What it costs per month · 32550 $3,439/mo

to buy the typical home at today's mortgage rate — +$1,777 (+107%) since Jan 2020.

What the home itself did
1 year
Up $596 +0%
$654,674$655,269 since Sep 2025
5 years
Up $38,390 +6%
$616,879$655,269 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 32550 $3,439 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • 32550$3,439
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 57 years.

Typical home values in zip 32550 rose 0.1% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Miramar Beach, FL — measured over the city limits, which is a different area from this zip.

Asking rent $3,178 as of Sep 2026
Typical home value $655,269 as of Sep 2026
+0.1%year on year

Asking rent — 32550

Against the Crestview-Fort Walton Beach-Destin, FL metro and the national benchmark.

$2,000 $2,500 $3,000 2026 32550 $3,178 Crestview $1,968 United States $1,932
$2,000 $2,500 $3,000 2026
  • 32550$3,178
  • Crestview$1,968
  • United States$1,932

Typical home value — 32550

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 $800,000 2018 2020 2022 2024 2026 32550 $655,269 Crestview $439,733 United States $366,157
$200,000 $400,000 $600,000 $800,000 2018 2022 2026
  • 32550$655,269
  • Crestview$439,733
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
7.8 32541 Destin 18,855 $2,087 $619,417
9.6 32459 Santa Rosa Beach 23,522 $1,930 $872,689
10.7 32578 Niceville 34,738 $2,150 $435,323
12.8 32580 Valparaiso 4,194 $1,915 $326,950
14.3 32579 Shalimar 10,506 $1,850 $383,908
14.7 32439 Freeport 15,328 $1,969 $388,440
18.3 32548 Fort Walton Beach 23,774 $1,887 $337,209
19.2 32461 Inlet Beach 3,757 $3,207 $1,430,306
19.3 32547 Fort Walton Beach 35,527 $1,821 $313,654

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.