32564
Holt, Florida.
Holt, Okaloosa County, FL · Crestview-Fort Walton Beach-Destin, FL metro · population 2,676
to buy the typical home at today's mortgage rate — +$780 (+125%) since Jan 2020.
- 1 year
- Up $10,456 +4%
- $257,471$267,927 since Sep 2025
- 5 years
- Up $47,426 +22%
- $220,501$267,927 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 32564$1,406
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 18 years.
Typical home values in zip 32564 rose 4.1% over the past year — faster than the nation's +1.2%.
This zip spans 2 counties: Santa Rosa County, FL 50% · Okaloosa County, FL 50%
Zillow also publishes an index for the city itself: Holt, FL — measured over the city limits, which is a different area from this zip.
Typical home value — 32564
Mid-tier homes, smoothed and seasonally adjusted.
- 32564$267,927
- Crestview$439,733
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 11.6 | 32536 | Crestview | 25,599 | $1,878 | $293,799 |
| 12.2 | 32531 | Baker | 7,314 | — | $323,128 |
| 12.6 | 32570 | Milton | 37,197 | $1,679 | $275,960 |
| 14.2 | 32583 | Milton | 31,828 | $1,906 | $290,641 |
| 19.4 | 32539 | Crestview | 33,290 | $1,886 | $281,219 |
| 19.7 | 32547 | Fort Walton Beach | 35,527 | $1,821 | $313,654 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.