Zip lookup · FL

32640
Hawthorne, Florida.

Hawthorne, Putnam County, FL · Palatka, FL metro · population 10,623

What it costs per month · 32640 $1,185/mo

to buy the typical home at today's mortgage rate — +$645 (+119%) since Jan 2020.

What the home itself did
1 year
Up $1,379 +1%
$224,456$225,835 since Sep 2025
5 years
Up $32,329 +17%
$193,505$225,835 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 32640 $1,185 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 32640$1,185
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 22 years.

Typical home values in zip 32640 rose 0.6% over the past year — slower than the nation's +1.2%.

This zip spans 2 counties: Alachua County, FL 63% · Putnam County, FL 37%

Zillow also publishes an index for the city itself: Hawthorne, FL — measured over the city limits, which is a different area from this zip.

Typical home value $225,835 as of Sep 2026
+0.6%year on year

Typical home value — 32640

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 32640 $225,835 Palatka $216,322 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 32640$225,835
  • Palatka$216,322
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
9.7 32641 Gainesville 13,963 $1,481 $173,709
10.3 32631 Earleton 343 — $365,256
11.8 32113 Citra 5,954 — $302,941
11.8 32664 McIntosh 367 — $303,946
11.9 32666 Melrose 6,662 — $310,627
12.1 32148 Interlachen 12,063 $1,175 $168,411
14.8 32667 Micanopy 3,944 — $343,958
15.7 32601 Gainesville 23,180 $1,433 $258,852
16.0 32694 Waldo 2,286 — $214,709
17.2 32603 Gainesville 7,419 — $416,764
18.0 32609 Gainesville 19,752 $1,438 $215,629
18.0 32686 Reddick 4,882 — $382,237
18.1 32617 Anthony 4,504 — $350,145
18.7 32140 Florahome 1,479 — $210,952
18.9 32608 Gainesville 54,566 $1,569 $330,256
19.1 32605 Gainesville 24,689 $1,856 $298,466
19.3 32656 Keystone Heights 15,836 $1,624 $286,140

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.