Zip lookup · FL

32648
Horseshoe Beach, Florida.

Horseshoe Beach, Dixie County, FL · population 510

What it costs per month · 32648 $1,132/mo

to buy the typical home at today's mortgage rate — +$574 (+103%) since Jan 2020.

What the home itself did
1 year
Down $10,146 -4%
$225,905$215,758 since Sep 2025
5 years
Up $15,985 +8%
$199,773$215,758 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 32648 $1,132 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 32648$1,132
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 45 years.

Typical home values in zip 32648 fell 4.5% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Horseshoe Beach, FL — measured over the city limits, which is a different area from this zip.

Typical home value $215,758 as of Sep 2026
-4.5%year on year

Typical home value — 32648

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 32648 $215,758 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 32648$215,758
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.