Zip lookup · FL

32725
Deltona, Florida.

Deltona, Volusia County, FL · Deltona-Daytona Beach-Ormond Beach, FL metro · population 51,987

What it costs per month · 32725 $1,553/mo

to buy the typical home at today's mortgage rate — +$854 (+122%) since Jan 2020.

What the home itself did
1 year
Down $445 -0%
$296,392$295,946 since Sep 2025
5 years
Up $48,926 +20%
$247,020$295,946 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 32725 $1,553 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 32725$1,553
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 19 years.

Typical home values in zip 32725 fell 0.2% over the past year — slower than the nation's +1.2%.

Asking rents in zip 32725 rose 3.9% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 32725 runs $100/mo more than renting one. The gap peaked at $410 in Oct 2023.

That is $2,059 a month against $1,959 rent: a $1,553 mortgage payment, plus $189 property tax and $317 insurance & upkeep.

Owning vs renting — zip 32725

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$500 $1,000 $1,500 $2,000 2018 2020 2022 2024 2026 Owning all in $2,059 Renting $1,959 Mortgage only $1,553
$500 $1,000 $1,500 $2,000 2018 2022 2026
  • Owning all in$2,059
  • Renting$1,959
  • Mortgage only$1,553

Property tax · $189/mo 0.77% of value a year — the ACS 2020-2024 median bill over the median home value for Volusia County, FL

Insurance & upkeep · $317/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Deltona, FL — measured over the city limits, which is a different area from this zip.

Asking rent $1,959 as of Sep 2026
+3.9%year on year
Typical home value $295,946 as of Sep 2026
-0.2%year on year

Asking rent — 32725

Against the Deltona-Daytona Beach-Ormond Beach, FL metro and the national benchmark.

$1,250 $1,500 $1,750 $2,000 2018 2020 2022 2024 2026 32725 $1,959 Deltona $1,767 United States $1,932
$1,250 $1,500 $1,750 $2,000 2018 2022 2026
  • 32725$1,959
  • Deltona$1,767
  • United States$1,932

Typical home value — 32725

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 32725 $295,946 Deltona $330,886 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 32725$295,946
  • Deltona$330,886
  • United States$366,157

Within 20 miles

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
4.1 32738 Deltona 49,368 $2,051 $301,538
4.4 32713 Debary 22,884 $2,068 $378,804
5.3 32763 Orange City 24,951 $1,605 $291,806
6.2 32771 Sanford 62,606 $1,821 $359,228
7.3 32744 Lake Helen 3,634 — $322,264
9.1 32773 Sanford 34,032 $1,820 $309,790
10.5 32746 Lake Mary 46,684 $1,945 $467,538
11.2 32764 Osteen 2,789 — $402,857
11.6 32724 Deland 45,140 $1,895 $344,097
12.0 32720 Deland 36,259 $1,770 $327,880
13.0 32732 Geneva 5,275 — $579,025
13.6 32750 Longwood 26,164 $2,010 $397,340
13.6 32708 Winter Springs 48,965 $2,007 $422,490
14.6 32168 New Smyrna Beach 31,847 $2,120 $382,270
14.7 32736 Eustis 12,688 — $474,495
15.2 32776 Sorrento 13,163 $2,445 $412,335
15.2 32779 Longwood 28,924 $1,847 $539,789
15.3 32765 Oviedo 64,477 $2,135 $486,743
15.8 32707 Casselberry 39,493 $1,894 $346,955
16.7 32701 Altamonte Springs 24,592 $1,716 $274,608
16.9 32730 Casselberry 6,091 $1,459 $318,612
18.1 32714 Altamonte Springs 37,905 $1,534 $297,198
18.2 32128 Port Orange 22,244 $1,832 $444,068
18.8 32751 Maitland 22,103 $2,093 $460,560
18.8 32767 Paisley 3,408 — $221,954
19.1 32792 Winter Park 52,976 $1,679 $394,707
19.3 32766 Oviedo 16,221 $2,655 $600,288
19.7 32130 De Leon Springs 5,620 — $337,030
19.8 32124 Daytona Beach 11,409 $2,461 $447,486

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.