Zip lookup · FL

32909
Palm Bay, Florida.

Palm Bay, Brevard County, FL · Palm Bay-Melbourne-Titusville, FL metro · population 41,804

What it costs per month · 32909 $1,811/mo

to buy the typical home at today's mortgage rate — +$868 (+92%) since Jan 2020.

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 United States $1,811
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • United States$1,811

Typical home values in zip 32909 fell 1.4% over the past year — slower than the nation's +1.2%.

Asking rents in zip 32909 rose 2.1% over the past year — slower than the nation's +2.7%.

Zillow also publishes an index for the city itself: Palm Bay, FL — measured over the city limits, which is a different area from this zip.

Asking rent $1,935 as of Sep 2026
+2.1%year on year

Asking rent — 32909

Against the Palm Bay-Melbourne-Titusville, FL metro and the national benchmark.

$1,200 $1,400 $1,600 $1,800 2018 2020 2022 2024 2026 32909 $1,935 Palm Bay $1,887 United States $1,932
$1,200 $1,400 $1,600 $1,800 2018 2022 2026
  • 32909$1,935
  • Palm Bay$1,887
  • United States$1,932

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.4 32908 Palm Bay 16,535 $2,072 $317,837
6.4 32949 Grant 3,636 — $514,724
6.8 32950 Malabar 4,132 — $553,989
7.8 32976 Sebastian 9,156 — $221,097
7.9 32907 Palm Bay 49,080 $2,102 $301,874
9.4 32951 Melbourne Beach 11,299 $3,170 $616,063
9.4 32905 Palm Bay 24,792 $1,591 $232,440
10.3 32948 Fellsmere 7,112 — $335,442
11.0 32904 Melbourne 37,241 $1,928 $377,693
12.2 32901 Melbourne 28,923 $1,733 $267,369
12.6 32958 Sebastian 30,023 $2,289 $345,445
14.7 32903 Indialantic 13,836 $2,548 $564,683
15.3 32966 Vero Beach 20,686 $2,045 $329,195
16.3 32934 Melbourne 18,564 $1,692 $491,983
16.6 32935 Melbourne 41,965 $1,590 $268,182
17.8 32967 Vero Beach 27,240 $2,476 $405,816
18.9 32937 Satellite Beach 27,836 $2,508 $496,585

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.