Zip lookup · FL

32963
Indian River Shores, Florida.

Indian River Shores, Indian River County, FL · Sebastian-Vero Beach, FL metro · population 15,008

What it costs per month · 32963 $5,585/mo

to buy the typical home at today's mortgage rate — +$3,234 (+138%) since Jan 2020.

What the home itself did
1 year
Up $13,926 +1%
$1,050,218$1,064,145 since Sep 2025
5 years
Up $237,350 +29%
$826,795$1,064,145 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$2,000 $4,000 $6,000 2002 2006 2010 2014 2018 2022 2026 32963 $5,585 United States $1,922
$2,000 $4,000 $6,000 2002 2010 2018 2026
  • 32963$5,585
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in zip 32963 rose 1.3% over the past year — in step with the nation.

Zillow also publishes an index for the city itself: Indian River Shores, FL — measured over the city limits, which is a different area from this zip.

Asking rent $5,344 as of Sep 2026
Typical home value $1,064,145 as of Sep 2026
+1.3%year on year

Asking rent — 32963

Against the Sebastian-Vero Beach, FL metro and the national benchmark.

$2,000 $3,000 $4,000 $5,000 2026 32963 $5,344 Sebastian $2,128 United States $1,932
$2,000 $3,000 $4,000 $5,000 2026
  • 32963$5,344
  • Sebastian$2,128
  • United States$1,932

Typical home value — 32963

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 $1,000,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 32963 $1,064,145 Sebastian $363,706 United States $366,157
$250,000 $500,000 $750,000 $1,000,000 2018 2022 2026
  • 32963$1,064,145
  • Sebastian$363,706
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.9 32967 Vero Beach 27,240 $2,476 $405,816
5.5 32960 Vero Beach 25,259 $2,002 $279,620
7.7 32958 Sebastian 30,023 $2,289 $345,445
9.2 32962 Vero Beach 25,522 $1,870 $256,223
11.4 32968 Vero Beach 15,912 $3,300 $426,837
13.1 32976 Sebastian 9,156 — $221,097
13.7 34951 Fort Pierce 17,148 $2,231 $296,551
13.8 32948 Fellsmere 7,112 — $335,442
15.0 34946 Fort Pierce 6,852 — $247,122
16.8 32949 Grant 3,636 — $514,724
18.1 32951 Melbourne Beach 11,299 $3,170 $616,063
18.4 34949 Fort Pierce 7,470 $2,878 $414,291
18.7 34947 Fort Pierce 12,804 $1,936 $278,299
19.1 32966 Vero Beach 20,686 $2,045 $329,195
19.5 34950 Fort Pierce 17,461 $1,700 $188,205

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.