33034
Florida City, Florida.
Florida City, Miami-Dade County, FL · Miami-Fort Lauderdale-Pompano Beach, FL metro · population 23,823
to buy the typical home at today's mortgage rate — +$1,216 (+154%) since Jan 2020.
- 1 year
- Down $14,864 -4%
- $396,617$381,753 since Sep 2025
- 5 years
- Up $103,081 +37%
- $278,672$381,753 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 33034$2,004
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in zip 33034 fell 3.7% over the past year — slower than the nation's +1.2%.
Asking rents in zip 33034 fell 1.1% over the past year — slower than the nation's +2.7%.
Owning the typical home in zip 33034 runs $154/mo more than renting one. The gap peaked at $299 in Feb 2024.
That is $2,627 a month against $2,474 rent: a $2,004 mortgage payment, plus $215 property tax and $409 insurance & upkeep.
Owning vs renting — zip 33034
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,627
- Renting$2,474
- Mortgage only$2,004
Property tax · $215/mo 0.68% of value a year — the ACS 2020-2024 median bill over the median home value for 2 counties
Insurance & upkeep · $409/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
This zip spans 2 counties: Miami-Dade County, FL 52% · Monroe County, FL 48%
Zillow also publishes an index for the city itself: Florida City, FL — measured over the city limits, which is a different area from this zip.
Asking rent — 33034
Against the Miami-Fort Lauderdale-Pompano Beach, FL metro and the national benchmark.
- 33034$2,474
- Miami$2,654
- United States$1,932
Typical home value — 33034
Mid-tier homes, smoothed and seasonally adjusted.
- 33034$381,753
- Miami$476,815
- United States$366,157
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.