Zip lookup · FL

33042
Summerland Key, Florida.

Summerland Key, Monroe County, FL · Key West, FL metro · population 6,441

What it costs per month · 33042 $5,428/mo

to buy the typical home at today's mortgage rate — +$3,214 (+145%) since Jan 2020.

What the home itself did
1 year
Up $30,424 +3%
$1,003,804$1,034,228 since Sep 2025
5 years
Up $226,212 +28%
$808,017$1,034,228 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$2,000 $4,000 $6,000 2002 2006 2010 2014 2018 2022 2026 33042 $5,428 United States $1,922
$2,000 $4,000 $6,000 2002 2010 2018 2026
  • 33042$5,428
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in zip 33042 rose 3.0% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Summerland Key, FL — measured over the city limits, which is a different area from this zip.

Asking rent $5,050 as of Aug 2026
Typical home value $1,034,228 as of Sep 2026
+3.0%year on year

Asking rent — 33042

Against the Key West, FL metro and the national benchmark.

Not enough data to draw this yet.

Typical home value — 33042

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 $1,000,000 2018 2020 2022 2024 2026 33042 $1,034,228 Key West $962,916 United States $366,157
$250,000 $500,000 $750,000 $1,000,000 2018 2022 2026
  • 33042$1,034,228
  • Key West$962,916
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.