Zip lookup · FL

33146
Coral Gables, Florida.

Coral Gables, Miami-Dade County, FL · Miami-Fort Lauderdale-Pompano Beach, FL metro · population 19,052

What it costs per month · 33146 $10,345/mo

to buy the typical home at today's mortgage rate — +$7,091 (+218%) since Jan 2020.

What the home itself did
1 year
Up $188,163 +11%
$1,782,701$1,970,864 since Sep 2025
5 years
Up $851,227 +76%
$1,119,637$1,970,864 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$2,500 $5,000 $7,500 $10,000 2002 2006 2010 2014 2018 2022 2026 33146 $10,345 United States $1,922
$2,500 $5,000 $7,500 $10,000 2002 2010 2018 2026
  • 33146$10,345
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 6 years.

Typical home values in zip 33146 rose 10.6% over the past year — faster than the nation's +1.2%.

Asking rents in zip 33146 rose 5.4% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 33146 runs $10,143/mo more than renting one — the widest that gap has been in this data.

That is $13,783 a month against $3,640 rent: a $10,345 mortgage payment, plus $1,328 property tax and $2,110 insurance & upkeep.

Owning vs renting — zip 33146

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,500 $5,000 $7,500 $10,000 $12,500 2018 2019 2020 2021 2022 2023 2024 2025 2026 Owning all in $13,783 Renting $3,640 Mortgage only $10,345
$2,500 $5,000 $7,500 $10,000 $12,500 2018 2022 2026
  • Owning all in$13,783
  • Renting$3,640
  • Mortgage only$10,345

Property tax · $1,328/mo 0.81% of value a year — the ACS 2020-2024 median bill over the median home value for Miami-Dade County, FL

Insurance & upkeep · $2,110/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Coral Gables, FL — measured over the city limits, which is a different area from this zip.

Asking rent $3,640 as of Sep 2026
+5.4%year on year
Typical home value $1,970,864 as of Sep 2026
+10.6%year on year

Asking rent — 33146

Against the Miami-Fort Lauderdale-Pompano Beach, FL metro and the national benchmark.

$1,500 $2,000 $2,500 $3,000 $3,500 2018 2019 2020 2021 2022 2023 2024 2025 2026 33146 $3,640 Miami $2,654 United States $1,932
$1,500 $2,000 $2,500 $3,000 $3,500 2018 2022 2026
  • 33146$3,640
  • Miami$2,654
  • United States$1,932

Typical home value — 33146

Mid-tier homes, smoothed and seasonally adjusted.

$500,000 $1,000,000 $1,500,000 $2,000,000 2018 2020 2022 2024 2026 33146 $1,970,864 Miami $476,815 United States $366,157
$500,000 $1,000,000 $1,500,000 $2,000,000 2018 2022 2026
  • 33146$1,970,864
  • Miami$476,815
  • United States$366,157

Within 20 miles

Showing 30 of 76 zips in range — sorting picks from all 76.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
1.9 33133 Miami 36,789 $3,646 $1,383,025
2.0 33143 Miami 33,711 $2,642 $958,036
2.3 33134 Miami 38,174 $2,953 $887,602
2.6 33155 Miami 43,983 $2,722 $716,986
3.3 33145 Miami 29,761 $2,888 $733,531
3.8 33144 Miami 25,909 $2,364 $622,696
4.0 33135 Miami 36,143 $2,067 $531,920
4.0 33156 Miami 33,628 $2,791 $1,534,791
4.5 33126 Miami 47,307 $2,345 $301,633
4.9 33125 Miami 56,897 $2,398 $465,877
5.0 33129 Miami 14,702 $3,637 $697,665
5.4 33165 Miami 48,817 $2,932 $683,796
5.4 33130 Miami 34,964 $3,251 $518,121
5.4 33173 Miami 31,778 $2,607 $566,601
5.8 33128 Miami 9,475 $2,628 $447,741
6.0 33142 Miami 58,908 $2,289 $427,363
6.2 33174 Miami 35,177 $2,525 $449,338
6.2 33158 Miami 5,960 — $1,369,096
6.3 33136 Miami 16,545 $2,554 $318,319
6.3 33131 Miami 23,095 $3,829 $591,556
6.5 33122 Miami 1,687 $2,770 $1,518,189
6.9 33176 Miami 51,804 $2,266 $628,355
7.0 33149 Key Biscayne 14,791 $7,716 $1,722,332
7.2 33172 Miami 39,101 $2,409 $297,237
7.3 33132 Miami 20,253 $3,496 $519,589
7.6 33166 Miami 28,265 $2,780 $607,780
7.6 33127 Miami 26,786 $2,952 $535,211
7.8 33010 Hialeah 41,701 $2,064 $530,717
8.4 33175 Miami 48,237 $3,145 $627,753
8.4 33183 Miami 33,527 $2,420 $400,996

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.