Zip lookup · FL

33154
Bal Harbour, Florida.

Bal Harbour, Miami-Dade County, FL · Miami-Fort Lauderdale-Pompano Beach, FL metro · population 14,572

What it costs per month · 33154 $6,483/mo

to buy the typical home at today's mortgage rate — +$3,889 (+150%) since Jan 2020.

What the home itself did
1 year
Up $89,654 +8%
$1,145,519$1,235,173 since Sep 2025
5 years
Up $399,439 +48%
$835,734$1,235,173 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$2,000 $4,000 $6,000 2002 2006 2010 2014 2018 2022 2026 33154 $6,483 United States $1,922
$2,000 $4,000 $6,000 2002 2010 2018 2026
  • 33154$6,483
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 9 years.

Typical home values in zip 33154 rose 7.8% over the past year — faster than the nation's +1.2%.

Asking rents in zip 33154 rose 2.9% over the past year — in step with the nation.

Owning the typical home in zip 33154 runs $3,841/mo more than renting one — the widest that gap has been in this data.

That is $8,638 a month against $4,797 rent: a $6,483 mortgage payment, plus $832 property tax and $1,322 insurance & upkeep.

Owning vs renting — zip 33154

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$4,000 $6,000 $8,000 2022 2023 2024 2025 2026 Owning all in $8,638 Renting $4,797 Mortgage only $6,483
$4,000 $6,000 $8,000 2022 2024 2026
  • Owning all in$8,638
  • Renting$4,797
  • Mortgage only$6,483

Property tax · $832/mo 0.81% of value a year — the ACS 2020-2024 median bill over the median home value for Miami-Dade County, FL

Insurance & upkeep · $1,322/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Bal Harbour, FL — measured over the city limits, which is a different area from this zip.

Asking rent $4,797 as of Sep 2026
+2.9%year on year
Typical home value $1,235,173 as of Sep 2026
+7.8%year on year

Asking rent — 33154

Against the Miami-Fort Lauderdale-Pompano Beach, FL metro and the national benchmark.

$2,000 $3,000 $4,000 $5,000 2022 2023 2024 2025 2026 33154 $4,797 Miami $2,654 United States $1,932
$2,000 $3,000 $4,000 $5,000 2022 2024 2026
  • 33154$4,797
  • Miami$2,654
  • United States$1,932

Typical home value — 33154

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 $1,000,000 $1,250,000 2018 2020 2022 2024 2026 33154 $1,235,173 Miami $476,815 United States $366,157
$250,000 $500,000 $750,000 $1,000,000 $1,250,000 2018 2022 2026
  • 33154$1,235,173
  • Miami$476,815
  • United States$366,157

Within 20 miles

Showing 30 of 85 zips in range — sorting picks from all 85.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
1.4 33181 Miami 20,848 $2,182 $322,395
2.5 33141 Miami Beach 36,438 $2,465 $434,500
3.1 33161 Miami 54,814 $2,137 $493,058
3.2 33160 North Miami Beach 43,718 $2,926 $515,850
3.6 33138 Miami 28,980 $2,391 $808,723
4.1 33162 Miami 46,606 $2,166 $468,034
4.7 33168 Miami 23,775 $2,715 $465,326
4.9 33140 Miami Beach 20,342 $3,757 $692,899
5.2 33150 Miami 30,974 $2,432 $451,801
5.2 33180 Miami 34,147 $3,157 $463,404
5.6 33137 Miami 29,414 $3,603 $689,163
5.8 33179 Miami 51,591 $2,322 $275,244
6.4 33167 Miami 23,768 $3,000 $470,445
6.4 33169 Miami 43,702 $2,065 $472,171
6.8 33127 Miami 26,786 $2,952 $535,211
6.9 33009 Hallandale 44,502 $2,455 $279,523
7.0 33147 Miami 50,419 $2,321 $444,385
7.1 33139 Miami Beach 33,753 $2,703 $470,065
7.9 33054 Opa Locka 31,055 $2,119 $427,878
7.9 33132 Miami 20,253 $3,496 $519,589
8.1 33136 Miami 16,545 $2,554 $318,319
8.2 33056 Miami Gardens 37,890 $2,645 $479,729
8.6 33023 Hollywood 72,344 $2,513 $457,583
8.6 33109 Miami Beach 1,083 — $6,993,067
8.7 33013 Hialeah 30,695 $2,370 $566,167
8.8 33128 Miami 9,475 $2,628 $447,741
9.0 33131 Miami 23,095 $3,829 $591,556
9.2 33130 Miami 34,964 $3,251 $518,121
9.3 33020 Hollywood 46,322 $2,019 $374,413
9.4 33142 Miami 58,908 $2,289 $427,363

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.