Zip lookup · FL

33705
Saint Petersburg, Florida.

Saint Petersburg, Pinellas County, FL · Tampa-St. Petersburg-Clearwater, FL metro · population 27,939

What it costs per month · 33705 $1,729/mo

to buy the typical home at today's mortgage rate — +$936 (+118%) since Jan 2020.

What the home itself did
1 year
Up $556 +0%
$328,879$329,435 since Sep 2025
5 years
Up $35,681 +12%
$293,754$329,435 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 33705 $1,729 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 33705$1,729
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 30 years.

Typical home values in zip 33705 rose 0.2% over the past year — slower than the nation's +1.2%.

Asking rents in zip 33705 rose 4.3% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 33705 runs $30/mo less than renting one. The gap peaked at $526 in Oct 2022.

That is $2,273 a month against $2,303 rent: a $1,729 mortgage payment, plus $191 property tax and $353 insurance & upkeep.

Owning vs renting — zip 33705

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $1,500 $2,000 $2,500 2018 2020 2022 2024 2026 Owning all in $2,273 Renting $2,303 Mortgage only $1,729
$1,000 $1,500 $2,000 $2,500 2018 2022 2026
  • Owning all in$2,273
  • Renting$2,303
  • Mortgage only$1,729

Property tax · $191/mo 0.70% of value a year — the ACS 2020-2024 median bill over the median home value for Pinellas County, FL

Insurance & upkeep · $353/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Saint Petersburg, FL — measured over the city limits, which is a different area from this zip.

Asking rent $2,303 as of Sep 2026
+4.3%year on year
Typical home value $329,435 as of Sep 2026
+0.2%year on year

Asking rent — 33705

Against the Tampa-St. Petersburg-Clearwater, FL metro and the national benchmark.

$1,250 $1,500 $1,750 $2,000 $2,250 2018 2020 2022 2024 2026 33705 $2,303 Tampa $1,991 United States $1,932
$1,250 $1,500 $1,750 $2,000 $2,250 2018 2022 2026
  • 33705$2,303
  • Tampa$1,991
  • United States$1,932

Typical home value — 33705

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 33705 $329,435 Tampa $356,843 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • 33705$329,435
  • Tampa$356,843
  • United States$366,157

Within 20 miles

Showing 30 of 61 zips in range — sorting picks from all 61.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
1.4 33712 Saint Petersburg 27,142 $1,893 $319,815
2.4 33701 Saint Petersburg 18,823 $2,553 $746,037
2.8 33711 Saint Petersburg 20,013 $2,162 $273,719
4.2 33713 Saint Petersburg 31,729 $2,101 $356,997
4.2 33704 Saint Petersburg 16,232 $2,185 $736,501
5.0 33707 Saint Petersburg 24,324 $2,267 $360,497
5.7 33703 Saint Petersburg 25,264 $2,730 $397,073
6.0 33714 Saint Petersburg 19,227 $1,846 $267,366
6.5 33710 Saint Petersburg 33,796 $1,924 $377,692
6.6 33706 Saint Petersburg 15,298 $2,606 $571,480
7.0 33715 Saint Petersburg 8,032 $3,600 $466,296
7.6 33702 Saint Petersburg 31,294 $1,769 $305,407
7.8 33709 Saint Petersburg 25,050 $1,783 $263,112
8.3 33781 Pinellas Park 28,072 $1,956 $305,349
9.4 33782 Pinellas Park 22,461 $2,123 $295,336
9.8 33716 Saint Petersburg 19,328 $1,712 $162,010
10.6 33708 Saint Petersburg 15,060 $2,284 $509,146
10.8 33777 Seminole 18,582 $2,199 $324,068
11.3 33762 Clearwater 5,063 $1,701 $302,520
11.4 33616 Tampa 15,830 $2,160 $405,306
11.6 33570 Ruskin 33,319 $2,221 $310,228
11.8 34250 Terra Ceia 617 — $750,672
11.9 33772 Seminole 23,733 $2,047 $371,914
12.2 33773 Largo 16,741 $2,425 $333,535
12.5 33760 Clearwater 20,501 $1,489 $251,187
12.5 34221 Palmetto 56,208 $2,155 $352,330
13.5 33611 Tampa 36,810 $2,366 $481,942
13.7 33771 Largo 27,596 $1,614 $252,528
13.7 33776 Seminole 12,556 $3,807 $502,568
13.9 33778 Largo 16,807 $2,350 $351,000

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.