Zip lookup · FL

33823
Auburndale, Florida.

Auburndale, Polk County, FL · Lakeland-Winter Haven, FL metro · population 41,779

What it costs per month · 33823 $1,596/mo

to buy the typical home at today's mortgage rate — +$859 (+117%) since Jan 2020.

What the home itself did
1 year
Down $3,743 -1%
$307,732$303,989 since Sep 2025
5 years
Up $45,464 +18%
$258,525$303,989 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 33823 $1,596 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 33823$1,596
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 21 years.

Typical home values in zip 33823 fell 1.2% over the past year — slower than the nation's +1.2%.

Asking rents in zip 33823 rose 0.4% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 33823 runs $365/mo more than renting one. The gap peaked at $680 in Oct 2022.

That is $2,105 a month against $1,740 rent: a $1,596 mortgage payment, plus $184 property tax and $325 insurance & upkeep.

Owning vs renting — zip 33823

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $1,500 $2,000 2022 2023 2024 2025 2026 Owning all in $2,105 Renting $1,740 Mortgage only $1,596
$1,000 $1,500 $2,000 2022 2024 2026
  • Owning all in$2,105
  • Renting$1,740
  • Mortgage only$1,596

Property tax · $184/mo 0.73% of value a year — the ACS 2020-2024 median bill over the median home value for Polk County, FL

Insurance & upkeep · $325/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Auburndale, FL — measured over the city limits, which is a different area from this zip.

Asking rent $1,740 as of Sep 2026
+0.4%year on year
Typical home value $303,989 as of Sep 2026
-1.2%year on year

Asking rent — 33823

Against the Lakeland-Winter Haven, FL metro and the national benchmark.

$1,500 $1,600 $1,700 $1,800 $1,900 2022 2023 2024 2025 2026 33823 $1,740 Lakeland $1,814 United States $1,932
$1,500 $1,600 $1,700 $1,800 $1,900 2022 2024 2026
  • 33823$1,740
  • Lakeland$1,814
  • United States$1,932

Typical home value — 33823

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 33823 $303,989 Lakeland $295,502 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 33823$303,989
  • Lakeland$295,502
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.3 33850 Lake Alfred 9,757 $2,110 $305,936
6.1 33801 Lakeland 35,394 $1,459 $231,486
6.1 33805 Lakeland 28,751 $1,484 $229,319
7.2 33880 Winter Haven 43,371 $1,477 $250,810
7.3 33881 Winter Haven 40,808 $1,756 $262,602
8.0 33840 Eaton Park — — $188,977
8.8 33839 Eagle Lake 4,561 $2,000 $283,561
9.4 33803 Lakeland 29,321 $1,612 $286,133
9.5 33812 Lakeland 16,169 $1,977 $373,215
11.4 33884 Winter Haven 37,561 $1,826 $295,079
11.7 33815 Lakeland 13,975 $1,701 $181,389
11.8 33851 Lake Hamilton 1,212 — $309,006
11.8 33868 Polk City 13,827 — $247,705
12.1 33813 Lakeland 38,674 $2,072 $368,970
12.2 33809 Lakeland 30,797 $1,615 $310,626
13.3 33838 Dundee 5,688 — $263,897
13.7 33844 Haines City 51,255 $2,079 $292,346
14.1 33810 Lakeland 55,137 $2,076 $315,049
14.4 33830 Bartow 33,740 $1,818 $274,934
14.7 33811 Lakeland 29,472 $2,125 $334,737
15.0 33897 Davenport 30,159 $2,120 $341,209
15.1 33837 Davenport 47,389 $2,049 $335,349
18.0 33896 Davenport 26,731 $1,793 $352,098
18.0 33859 Lake Wales 11,824 $1,722 $270,837
18.1 33849 Kathleen 851 — $389,385
19.1 33853 Lake Wales 12,674 $1,512 $219,472
19.7 33563 Plant City 25,896 $1,584 $277,289
19.8 33566 Plant City 24,521 $1,792 $360,507

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.