Zip lookup · AL

35120
Odenville, Alabama.

Odenville, Saint Clair County, AL · Birmingham-Hoover, AL metro · population 17,730

What it costs per month · 35120 $1,382/mo

to buy the typical home at today's mortgage rate — +$682 (+97%) since Jan 2020.

What the home itself did
1 year
Up $9,407 +4%
$253,870$263,277 since Sep 2025
5 years
Up $31,560 +14%
$231,716$263,277 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 35120 $1,382 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 35120$1,382
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 27 years.

Typical home values in zip 35120 rose 3.7% over the past year — faster than the nation's +1.2%.

Asking rents in zip 35120 rose 2.1% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 35120 runs $30/mo more than renting one. The gap peaked at $120 in Jan 2025.

That is $1,734 a month against $1,704 rent: a $1,382 mortgage payment, plus $70 property tax and $282 insurance & upkeep.

Owning vs renting — zip 35120

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,250 $1,500 $1,750 2025 2026 Owning all in $1,734 Renting $1,704 Mortgage only $1,382
$1,250 $1,500 $1,750 2025 2026
  • Owning all in$1,734
  • Renting$1,704
  • Mortgage only$1,382

Property tax · $70/mo 0.32% of value a year — the ACS 2020-2024 median bill over the median home value for Saint Clair County, AL

Insurance & upkeep · $282/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Odenville, AL — measured over the city limits, which is a different area from this zip.

Asking rent $1,704 as of Sep 2026
+2.1%year on year
Typical home value $263,277 as of Sep 2026
+3.7%year on year

Asking rent — 35120

Against the Birmingham-Hoover, AL metro and the national benchmark.

$1,400 $1,600 $1,800 2025 2026 35120 $1,704 Birmingham $1,404 United States $1,932
$1,400 $1,600 $1,800 2025 2026
  • 35120$1,704
  • Birmingham$1,404
  • United States$1,932

Typical home value — 35120

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 35120 $263,277 Birmingham $260,710 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 35120$263,277
  • Birmingham$260,710
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.1 35004 Moody 12,155 $1,835 $263,303
7.7 35125 Pell City 11,279 $1,369 $232,637
8.3 35173 Trussville 31,603 $1,962 $384,338
8.7 35146 Springville 13,973 $1,555 $332,825
9.4 35128 Pell City 10,546 $1,599 $327,148
12.5 35054 Cropwell 4,593 — $424,921
13.0 35094 Leeds 14,854 $1,574 $258,369
13.2 35135 Riverside 1,718 — $323,522
13.2 35131 Ragland 3,363 — $182,871
13.7 35235 Birmingham 20,526 $1,414 $185,312
14.1 35126 Pinson 22,599 $1,684 $224,901
14.7 35133 Remlap 3,150 — $242,910
15.6 35953 Ashville 7,083 — $263,614
16.4 35215 Birmingham 43,903 $1,218 $152,778
16.5 35210 Birmingham 13,775 $1,714 $271,991
17.2 35178 Vincent 3,078 — $254,363
18.1 35206 Birmingham 15,621 $1,108 $99,980
18.2 35096 Lincoln 9,415 $1,527 $229,425
18.8 35147 Sterrett 6,897 $1,955 $325,994
18.9 35121 Oneonta 16,170 — $226,728
19.8 35097 Locust Fork 1,859 — $228,574

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.