Zip lookup · AL

35805
Huntsville, Alabama.

Huntsville, Madison County, AL · Huntsville, AL metro · population 20,856

What it costs per month · 35805 $790/mo

to buy the typical home at today's mortgage rate — +$426 (+117%) since Jan 2020.

What the home itself did
1 year
Down $2,762 -2%
$153,217$150,455 since Sep 2025
5 years
Up $2,365 +2%
$148,090$150,455 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 35805 $790 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 35805$790
  • United States$1,922

Typical home values in zip 35805 fell 1.8% over the past year — slower than the nation's +1.2%.

Asking rents in zip 35805 rose 1.1% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 35805 runs $112/mo less than renting one. The gap peaked at $223 in Dec 2021.

That is $1,000 a month against $1,112 rent: a $790 mortgage payment, plus $50 property tax and $161 insurance & upkeep.

Owning vs renting — zip 35805

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$600 $800 $1,000 $1,200 2021 2022 2023 2024 2025 2026 Owning all in $1,000 Renting $1,112 Mortgage only $790
$600 $800 $1,000 $1,200 2022 2024 2026
  • Owning all in$1,000
  • Renting$1,112
  • Mortgage only$790

Property tax · $50/mo 0.40% of value a year — the ACS 2020-2024 median bill over the median home value for Madison County, AL

Insurance & upkeep · $161/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Huntsville, AL — measured over the city limits, which is a different area from this zip.

Asking rent $1,112 as of Sep 2026
+1.1%year on year
Typical home value $150,455 as of Sep 2026
-1.8%year on year

Asking rent — 35805

Against the Huntsville, AL metro and the national benchmark.

$1,000 $1,250 $1,500 $1,750 2021 2022 2023 2024 2025 2026 35805 $1,112 Huntsville $1,387 United States $1,932
$1,000 $1,250 $1,500 $1,750 2022 2024 2026
  • 35805$1,112
  • Huntsville$1,387
  • United States$1,932

Typical home value — 35805

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 35805 $150,455 Huntsville $313,528 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 35805$150,455
  • Huntsville$313,528
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.2 35816 Huntsville 15,939 $951 $158,100
3.5 35801 Huntsville 23,357 $1,476 $393,739
4.5 35802 Huntsville 23,858 $1,162 $358,652
5.3 35806 Huntsville 29,161 $1,326 $365,309
6.5 35810 Huntsville 32,843 $1,429 $167,004
7.1 35758 Madison 50,266 $1,281 $376,539
8.3 35741 Brownsboro 4,571 $1,325 $403,332
8.6 35824 Huntsville 9,645 $1,379 $388,515
8.7 35757 Madison 18,529 $1,513 $348,989
9.2 35811 Huntsville 31,008 $1,402 $286,997
10.8 35763 Owens Cross Roads 19,819 $1,687 $444,412
11.0 35749 Harvest 30,710 $1,754 $313,963
11.5 35803 Huntsville 29,197 $1,620 $318,684
11.7 35759 Meridianville 14,103 $1,722 $332,562
12.2 35756 Madison 24,947 $1,650 $388,014
13.2 35748 Gurley 7,578 — $336,160
13.2 35754 Laceys Spring 5,556 — $221,444
13.8 35773 Toney 14,606 $1,724 $267,928
16.7 35613 Athens 25,523 $1,800 $347,795
17.0 35750 Hazel Green 13,413 $1,615 $258,381
17.5 35760 New Hope 4,643 — $218,579
17.9 35670 Somerville 7,760 — $223,153
18.6 35761 New Market 13,557 $1,753 $289,848
19.0 35671 Tanner 2,267 — $287,344
19.7 35175 Union Grove 4,860 — $256,128

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.