Zip lookup · TN

37066
Gallatin, Tennessee.

Gallatin, Sumner County, TN · Nashville-Davidson--Murfreesboro--Franklin, TN metro · population 64,650

What it costs per month · 37066 $2,342/mo

to buy the typical home at today's mortgage rate — +$1,223 (+109%) since Jan 2020.

What the home itself did
1 year
Up $2,579 +1%
$443,619$446,198 since Sep 2025
5 years
Up $64,940 +17%
$381,258$446,198 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 37066 $2,342 United States $1,932
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 37066$2,342
  • United States$1,932

At the last five years' pace, a typical home here doubles in price every 22 years.

Typical home values in zip 37066 rose 0.6% over the past year — slower than the nation's +1.2%.

Asking rents in zip 37066 rose 1.5% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 37066 runs $1,290/mo more than renting one. The gap peaked at $1,447 in Oct 2023.

That is $3,008 a month against $1,718 rent: a $2,342 mortgage payment, plus $188 property tax and $478 insurance & upkeep.

Owning vs renting — zip 37066

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $2,000 $3,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 Owning all in $3,008 Renting $1,718 Mortgage only $2,342
$1,000 $2,000 $3,000 2018 2022 2026
  • Owning all in$3,008
  • Renting$1,718
  • Mortgage only$2,342

Property tax · $188/mo 0.51% of value a year — the ACS 2020-2024 median bill over the median home value for Sumner County, TN

Insurance & upkeep · $478/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Gallatin, TN — measured over the city limits, which is a different area from this zip.

Asking rent $1,718 as of Sep 2026
+1.5%year on year

Asking rent — 37066

Against the Nashville-Davidson--Murfreesboro--Franklin, TN metro and the national benchmark.

$1,200 $1,400 $1,600 $1,800 2018 2019 2020 2021 2022 2023 2024 2025 2026 37066 $1,718 Nashville $1,803 United States $1,932
$1,200 $1,400 $1,600 $1,800 2018 2022 2026
  • 37066$1,718
  • Nashville$1,803
  • United States$1,932

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
8.7 37031 Castalian Springs 3,926 — $422,451
9.4 37075 Hendersonville 73,522 $1,652 $509,903
9.8 37048 Cottontown 6,380 — $475,648
10.7 37022 Bethpage 5,728 — $346,500
12.6 37148 Portland 26,274 $1,650 $328,489
13.4 37087 Lebanon 56,655 $1,692 $437,530
13.7 37188 White House 18,241 $1,911 $385,807
13.9 37138 Old Hickory 22,575 $2,163 $383,675
15.4 37122 Mount Juliet 68,492 $2,081 $565,761
16.3 37072 Goodlettsville 32,208 $1,699 $400,384
16.7 37049 Cross Plains 4,160 — $418,051
16.7 37115 Madison 40,615 $1,529 $321,246
17.2 37074 Hartsville 10,932 — $325,611
18.1 37186 Westmoreland 10,709 — $283,659
18.8 37076 Hermitage 39,017 $1,449 $397,290
19.7 37216 Nashville 19,038 $1,996 $491,430
19.7 37214 Nashville 29,805 $1,641 $358,311

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.