38004
Atoka, Tennessee.
Atoka, Tipton County, TN · Memphis, TN-MS-AR metro · population 12,001
to buy the typical home at today's mortgage rate — +$1,007 (+123%) since Jan 2020.
- 1 year
- Up $1,079 +0%
- $346,741$347,820 since Sep 2025
- 5 years
- Up $69,483 +25%
- $278,337$347,820 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 38004$1,826
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 16 years.
Typical home values in zip 38004 rose 0.3% over the past year — slower than the nation's +1.2%.
This zip spans 2 counties: Tipton County, TN 79% · Shelby County, TN 21%
Zillow also publishes an index for the city itself: Atoka, TN — measured over the city limits, which is a different area from this zip.
Asking rent — 38004
Against the Memphis, TN-MS-AR metro and the national benchmark.
Not enough data to draw this yet.
Typical home value — 38004
Mid-tier homes, smoothed and seasonally adjusted.
- 38004$347,820
- Memphis$242,102
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 4.0 | 38058 | Munford | 10,303 | — | $282,313 |
| 4.7 | 38011 | Brighton | 9,948 | — | $267,415 |
| 9.6 | 38002 | Arlington | 43,882 | $2,017 | $405,559 |
| 10.2 | 38015 | Burlison | 1,950 | — | $223,169 |
| 11.1 | 38023 | Drummonds | 5,682 | — | $268,086 |
| 11.8 | 38053 | Millington | 25,303 | $1,533 | $239,859 |
| 12.5 | 38019 | Covington | 15,760 | $1,062 | $205,733 |
| 12.7 | 38049 | Mason | 3,957 | — | $228,146 |
| 13.3 | 38135 | Memphis | 30,317 | $1,799 | $294,757 |
| 14.3 | 38133 | Memphis | 21,278 | $1,648 | $271,021 |
| 16.0 | 38041 | Henning | 4,161 | — | $117,162 |
| 16.1 | 38128 | Memphis | 42,162 | $1,198 | $143,481 |
| 16.6 | 38016 | Cordova | 44,136 | $1,495 | $290,354 |
| 17.5 | 38134 | Memphis | 43,947 | $1,206 | $222,769 |
| 17.8 | 38028 | Eads | 7,992 | — | $599,178 |
| 18.9 | 38127 | Memphis | 39,541 | $1,085 | $86,555 |
| 19.4 | 38018 | Cordova | 38,527 | $1,658 | $287,250 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.