Zip lookup · TN

38028
Eads, Tennessee.

Eads, Shelby County, TN · Memphis, TN-MS-AR metro · population 7,992

What it costs per month · 38028 $3,145/mo

to buy the typical home at today's mortgage rate — +$1,623 (+107%) since Jan 2020.

What the home itself did
1 year
Down $1,638 -0%
$600,815$599,178 since Sep 2025
5 years
Up $101,249 +20%
$497,929$599,178 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 38028 $3,145 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • 38028$3,145
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 19 years.

Typical home values in zip 38028 fell 0.3% over the past year — slower than the nation's +1.2%.

This zip spans 2 counties: Fayette County, TN 53% · Shelby County, TN 47%

Zillow also publishes an index for the city itself: Eads, TN — measured over the city limits, which is a different area from this zip.

Typical home value $599,178 as of Sep 2026
-0.3%year on year

Typical home value — 38028

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 38028 $599,178 Memphis $242,102 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • 38028$599,178
  • Memphis$242,102
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
7.1 38016 Cordova 44,136 $1,495 $290,354
7.6 38060 Oakland 12,552 $2,089 $351,217
8.1 38018 Cordova 38,527 $1,658 $287,250
8.2 38017 Collierville 56,826 $1,886 $504,970
8.3 38002 Arlington 43,882 $2,017 $405,559
9.2 38133 Memphis 21,278 $1,648 $271,021
9.4 38066 Rossville 3,446 — $522,373
9.7 38139 Germantown 16,466 — $585,243
10.9 38076 Williston 954 — $355,663
11.6 38138 Germantown 25,167 $2,259 $429,441
12.7 38135 Memphis 30,317 $1,799 $294,757
12.7 38134 Memphis 43,947 $1,206 $222,769
13.0 38120 Memphis 13,309 $1,563 $422,325
14.0 38119 Memphis 23,464 $1,472 $288,176
14.1 38125 Memphis 43,071 $1,516 $275,797
14.9 38049 Mason 3,957 — $228,146
15.7 38115 Memphis 38,491 $1,029 $160,944
16.0 38117 Memphis 25,776 $1,466 $264,140
16.4 38122 Memphis 26,021 $1,119 $120,792
16.7 38128 Memphis 42,162 $1,198 $143,481
17.1 38141 Memphis 23,952 $1,570 $188,113
17.6 38057 Moscow 3,563 — $282,679
17.7 38068 Somerville 10,427 — $295,102
17.8 38004 Atoka 12,001 $1,350 $347,820
18.2 38111 Memphis 41,934 $1,280 $130,811
18.6 38108 Memphis 17,562 $1,085 $66,545
19.5 38112 Memphis 16,809 $1,233 $120,382
19.6 38118 Memphis 39,107 $1,178 $120,452

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.