Zip lookup · TN

38221
Big Sandy, Tennessee.

Big Sandy, Benton County, TN · population 3,098

What it costs per month · 38221 $995/mo

to buy the typical home at today's mortgage rate — +$554 (+126%) since Jan 2020.

What the home itself did
1 year
Up $8,907 +5%
$180,587$189,493 since Sep 2025
5 years
Up $32,953 +21%
$156,540$189,493 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 38221 $995 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 38221$995
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 18 years.

Typical home values in zip 38221 rose 4.9% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Big Sandy, TN — measured over the city limits, which is a different area from this zip.

Typical home value $189,493 as of Sep 2026
+4.9%year on year

Typical home value — 38221

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 38221 $189,493 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 38221$189,493
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.8 38256 Springville 3,248 — $201,695
9.3 38333 Eva 262 — $180,780
9.5 37175 Stewart 953 — $211,281
13.6 38236 Mansfield 1,127 — $255,816
14.3 38320 Camden 10,430 — $196,298
14.8 37178 Tennessee Ridge 1,994 — $234,846
15.5 38222 Buchanan 2,092 — $291,491
16.3 37185 Waverly 9,072 — $242,918
17.0 38242 Paris 19,293 $1,100 $216,508
17.0 38342 Hollow Rock 1,183 — $146,822
17.5 37134 New Johnsonville 3,231 — $223,296
18.3 37058 Dover 7,623 — $253,616
18.5 38317 Bruceton 2,584 — $142,510

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.