Zip lookup · TN

38469
Loretto, Tennessee.

Loretto, Lawrence County, TN · Lawrenceburg, TN metro · population 4,647

What it costs per month · 38469 $1,227/mo

to buy the typical home at today's mortgage rate — +$721 (+143%) since Jan 2020.

What the home itself did
1 year
Up $10,142 +5%
$223,537$233,679 since Sep 2025
5 years
Up $56,020 +32%
$177,659$233,679 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 38469 $1,227 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 38469$1,227
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 38469 rose 4.5% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Loretto, TN — measured over the city limits, which is a different area from this zip.

Typical home value $233,679 as of Sep 2026
+4.5%year on year

Typical home value — 38469

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 38469 $233,679 Lawrenceburg $243,126 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 38469$233,679
  • Lawrenceburg$243,126
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.7 38481 Saint Joseph 890 — $158,304
8.4 35648 Lexington 3,128 — $220,857
8.6 38457 Five Points 567 — $214,280
8.7 38468 Leoma 5,545 — $258,295
9.3 38486 Westpoint 1,301 — $213,434
12.3 38463 Iron City 2,644 — $203,188
12.9 35645 Killen 13,960 — $270,783
13.6 35610 Anderson 1,744 — $221,517
14.6 35634 Florence 10,241 — $284,336
14.9 38473 Minor Hill 1,129 — $222,738
14.9 38464 Lawrenceburg 23,504 $1,168 $237,181
15.3 38460 Goodspring 1,711 — $224,891
17.0 35652 Rogersville 9,173 — $261,979
19.0 35647 Lester 909 — $249,728

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.