38618
Coldwater, Mississippi.
Coldwater, Tate County, MS · Memphis, TN-MS-AR metro · population 9,866
to buy the typical home at today's mortgage rate — +$690 (+116%) since Jan 2020.
- 1 year
- Up $9,854 +4%
- $234,637$244,490 since Sep 2025
- 5 years
- Up $47,008 +24%
- $197,482$244,490 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 38618$1,283
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 16 years.
Typical home values in zip 38618 rose 4.2% over the past year — faster than the nation's +1.2%.
This zip spans 3 counties: Tate County, MS 97% · DeSoto County, MS 2% · Marshall County, MS 1%
Zillow also publishes an index for the city itself: Coldwater, MS — measured over the city limits, which is a different area from this zip.
Typical home value — 38618
Mid-tier homes, smoothed and seasonally adjusted.
- 38618$244,490
- Memphis$242,102
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 7.0 | 38668 | Senatobia | 14,791 | $1,500 | $250,260 |
| 7.9 | 38632 | Hernando | 31,374 | $2,167 | $347,508 |
| 13.7 | 38651 | Nesbit | 8,731 | — | $359,418 |
| 14.4 | 38619 | Como | 5,366 | — | $178,850 |
| 15.6 | 38665 | Sarah | 3,514 | — | $237,927 |
| 16.3 | 38672 | Southaven | 16,436 | $2,304 | $334,790 |
| 17.4 | 38654 | Olive Branch | 57,898 | $1,832 | $333,948 |
| 18.3 | 38611 | Byhalia | 16,537 | — | $274,657 |
| 18.4 | 38671 | Southaven | 37,319 | $1,505 | $233,503 |
| 18.4 | 38637 | Horn Lake | 26,647 | $1,485 | $201,738 |
| 19.5 | 38666 | Sardis | 5,861 | — | $159,110 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.