Zip lookup · MS

38647
Michigan City, Mississippi.

Michigan City, Benton County, MS · population 994

What it costs per month · 38647 $822/mo

to buy the typical home at today's mortgage rate — +$334 (+68%) since Feb 2021.

What the home itself did
1 year
Up $15,065 +11%
$141,449$156,514 since Sep 2025
5 years
Up $4,669 +3%
$151,845$156,514 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 38647 $822 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 38647$822
  • United States$1,922

Typical home values in zip 38647 rose 10.7% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Michigan City, MS — measured over the city limits, which is a different area from this zip.

Typical home value $156,514 as of Sep 2026
+10.7%year on year

Typical home value — 38647

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2021 2022 2023 2024 2025 2026 38647 $156,514 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2022 2024 2026
  • 38647$156,514
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
7.0 38039 Grand Junction 1,305 — $152,749
7.4 38642 Lamar 2,126 — $183,159
9.3 38603 Ashland 2,530 — $151,903
10.8 38057 Moscow 3,563 — $282,679
13.0 38067 Saulsbury 1,830 — $145,356
14.0 38042 Hickory Valley 464 — $200,999
14.1 38629 Falkner 2,028 — $149,299
17.7 38076 Williston 954 — $355,663
19.2 38674 Tiplersville 1,514 — $151,292
19.3 38052 Middleton 3,668 — $182,448
19.8 38635 Holly Springs 15,503 — $169,598
19.9 38066 Rossville 3,446 — $522,373
19.9 38661 Red Banks 2,126 — $230,674

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.