Zip lookup · MS

38850
New Houlka, Mississippi.

New Houlka, Chickasaw County, MS · Tupelo, MS metro · population 2,972

What it costs per month · 38850 $778/mo

to buy the typical home at today's mortgage rate — +$384 (+97%) since Jan 2020.

What the home itself did
1 year
Up $6,434 +5%
$141,739$148,174 since Sep 2025
5 years
Up $21,259 +17%
$126,914$148,174 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 38850 $778 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 38850$778
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 22 years.

Typical home values in zip 38850 rose 4.5% over the past year — faster than the nation's +1.2%.

This zip spans 3 counties: Chickasaw County, MS 61% · Calhoun County, MS 21% · Pontotoc County, MS 18%

Zillow also publishes an index for the city itself: New Houlka, MS — measured over the city limits, which is a different area from this zip.

Typical home value $148,174 as of Sep 2026
+4.5%year on year

Typical home value — 38850

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 38850 $148,174 Tupelo $192,900 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 38850$148,174
  • Tupelo$192,900
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
10.1 38864 Randolph 2,100 — $185,391
11.4 38851 Houston 8,802 — $144,955
11.9 38863 Pontotoc 19,046 — $206,459
13.5 38878 Vardaman 2,449 — $118,892
13.6 38951 Pittsboro 1,075 — $141,194
18.2 38839 Derma 96 — $83,403
18.3 39776 Woodland 1,529 — $166,140
18.3 38860 Okolona 5,388 — $126,946
18.5 38915 Bruce 3,402 — $141,038
18.9 38913 Banner 509 — $168,471
19.0 38868 Shannon 4,371 — $165,736

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.