38863
Pontotoc, Mississippi.
Pontotoc, Pontotoc County, MS · Tupelo, MS metro · population 19,046
to buy the typical home at today's mortgage rate — +$531 (+96%) since Jan 2020.
- 1 year
- Up $13,458 +7%
- $193,002$206,459 since Sep 2025
- 5 years
- Up $23,883 +13%
- $182,576$206,459 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 38863$1,084
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 28 years.
Typical home values in zip 38863 rose 7.0% over the past year — faster than the nation's +1.2%.
This zip spans 2 counties: Pontotoc County, MS 96% · Lafayette County, MS 4%
Zillow also publishes an index for the city itself: Pontotoc, MS — measured over the city limits, which is a different area from this zip.
Typical home value — 38863
Mid-tier homes, smoothed and seasonally adjusted.
- 38863$206,459
- Tupelo$192,900
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 9.2 | 38841 | Ecru | 3,963 | — | $213,358 |
| 11.2 | 38864 | Randolph | 2,100 | — | $185,391 |
| 11.9 | 38826 | Belden | 5,894 | $1,519 | $265,699 |
| 11.9 | 38850 | Houlka | 2,972 | — | $148,174 |
| 13.1 | 38871 | Thaxton | 2,337 | — | $225,300 |
| 14.4 | 38801 | Tupelo | 29,858 | $1,270 | $208,847 |
| 16.9 | 38828 | Blue Springs | 5,120 | — | $202,777 |
| 17.3 | 38868 | Shannon | 4,371 | — | $165,736 |
| 18.7 | 38652 | New Albany | 15,789 | — | $213,103 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.