Zip lookup · MS

38864
Randolph, Mississippi.

Randolph, Pontotoc County, MS · Tupelo, MS metro · population 2,100

What it costs per month · 38864 $973/mo

to buy the typical home at today's mortgage rate — +$434 (+81%) since Feb 2021.

What the home itself did
1 year
Up $16,980 +10%
$168,411$185,391 since Sep 2025
5 years
Up $4,841 +3%
$180,549$185,391 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 38864 $973 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 38864$973
  • United States$1,922

Typical home values in zip 38864 rose 10.1% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Pontotoc County, MS 78% · Calhoun County, MS 22%

Zillow also publishes an index for the city itself: Randolph, MS — measured over the city limits, which is a different area from this zip.

Typical home value $185,391 as of Sep 2026
+10.1%year on year

Typical home value — 38864

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2021 2022 2023 2024 2025 2026 38864 $185,391 Tupelo $192,900 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2022 2024 2026
  • 38864$185,391
  • Tupelo$192,900
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
10.1 38913 Banner 509 — $168,471
10.1 38850 Houlka 2,972 — $148,174
11.2 38863 Pontotoc 19,046 — $206,459
12.6 38951 Pittsboro 1,075 — $141,194
13.3 38871 Thaxton 2,337 — $225,300
13.4 38915 Bruce 3,402 — $141,038
17.5 38841 Ecru 3,963 — $213,358
18.1 38878 Vardaman 2,449 — $118,892

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.