Zip lookup · MS

38870
Smithville, Mississippi.

Smithville, Monroe County, MS · Tupelo, MS metro · population 2,133

What it costs per month · 38870 $987/mo

to buy the typical home at today's mortgage rate — +$485 (+97%) since Jan 2020.

What the home itself did
1 year
Down $3,684 -2%
$191,655$187,971 since Sep 2025
5 years
Up $7,595 +4%
$180,376$187,971 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 38870 $987 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 38870$987
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 84 years.

Typical home values in zip 38870 fell 1.9% over the past year — slower than the nation's +1.2%.

This zip spans 2 counties: Monroe County, MS 71% · Itawamba County, MS 29%

Zillow also publishes an index for the city itself: Smithville, MS — measured over the city limits, which is a different area from this zip.

Typical home value $187,971 as of Sep 2026
-1.9%year on year

Typical home value — 38870

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 38870 $187,971 Tupelo $192,900 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 38870$187,971
  • Tupelo$192,900
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
8.6 38821 Amory 12,546 — $170,350
11.4 35552 Detroit 893 — $143,447
11.4 38858 Nettleton 5,442 — $155,719
11.9 38876 Tremont 1,441 — $144,596
13.9 38843 Fulton 12,303 — $160,638
17.4 38862 Plantersville 2,024 — $168,594
17.8 35586 Sulligent 3,830 — $123,147
19.6 38855 Mantachie 5,747 — $163,604
19.9 38857 Mooreville 4,132 — $227,708

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.