Zip lookup · MS

39520
Bay Saint Louis, Mississippi.

Bay Saint Louis, Hancock County, MS · Gulfport-Biloxi, MS metro · population 15,561

What it costs per month · 39520 $1,258/mo

to buy the typical home at today's mortgage rate — +$604 (+92%) since Jan 2020.

What the home itself did
1 year
Down $3,223 -1%
$242,946$239,723 since Sep 2025
5 years
Up $14,377 +6%
$225,346$239,723 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 39520 $1,258 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 39520$1,258
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 56 years.

Typical home values in zip 39520 fell 1.3% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Bay Saint Louis, MS — measured over the city limits, which is a different area from this zip.

Asking rent $1,631 as of Sep 2026
Typical home value $239,723 as of Sep 2026
-1.3%year on year

Asking rent — 39520

Against the Gulfport-Biloxi, MS metro and the national benchmark.

$1,400 $1,600 $1,800 2026 39520 $1,631 Gulfport $1,422 United States $1,932
$1,400 $1,600 $1,800 2026
  • 39520$1,631
  • Gulfport$1,422
  • United States$1,932

Typical home value — 39520

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 39520 $239,723 Gulfport $224,165 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 39520$239,723
  • Gulfport$224,165
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.3 39576 Waveland 6,387 — $220,832
7.9 39572 Pearlington 1,321 — $158,793
9.8 39525 Diamondhead 9,338 $1,752 $249,413
12.4 39556 Kiln 6,041 — $234,143
14.4 70461 Slidell 34,808 $1,476 $270,337
15.3 39571 Pass Christian 14,739 $1,297 $305,089
19.2 39560 Long Beach 18,702 $1,429 $238,964
19.3 70458 Slidell 39,034 $1,474 $221,151
20.0 70452 Pearl River 12,650 — $233,066

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.