Zip lookup · GA

39851
Fort Gaines, Georgia.

Fort Gaines, Clay County, GA · population 2,080

What it costs per month · 39851 $724/mo

to buy the typical home at today's mortgage rate — +$354 (+96%) since Jan 2020.

What the home itself did
1 year
Up $7,346 +6%
$130,524$137,870 since Sep 2025
5 years
Up $7,550 +6%
$130,320$137,870 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 39851 $724 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 39851$724
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 62 years.

Typical home values in zip 39851 rose 5.6% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Clay County, GA 92% · Randolph County, GA 8%

Zillow also publishes an index for the city itself: Fort Gaines, GA — measured over the city limits, which is a different area from this zip.

Typical home value $137,870 as of Sep 2026
+5.6%year on year

Typical home value — 39851

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 39851 $137,870 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 39851$137,870
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
7.5 39836 Coleman 368 — $177,611
9.9 36373 Shorterville 493 — $139,427
10.8 39824 Bluffton 480 — $175,822
12.6 36310 Abbeville 6,201 — $155,707
14.8 39867 Morris 127 — $156,979
15.9 39846 Edison 1,828 — $101,482
16.3 39854 Georgetown 2,436 — $133,620
17.7 39840 Cuthbert 4,469 — $83,235

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.