Zip lookup · KY

40003
Bagdad, Kentucky.

Bagdad, Shelby County, KY · Louisville/Jefferson County, KY-IN metro · population 1,807

What it costs per month · 40003 $1,233/mo

to buy the typical home at today's mortgage rate — +$358 (+41%) since Jan 2020.

What the home itself did
1 year
Down $35,570 -13%
$270,395$234,825 since Sep 2025
5 years
Down $36,254 -13%
$271,079$234,825 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 40003 $1,233 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 40003$1,233
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in zip 40003 fell 13.2% over the past year — slower than the nation's +1.2%.

This zip spans 2 counties: Shelby County, KY 93% · Franklin County, KY 7%

Zillow also publishes an index for the city itself: Bagdad, KY — measured over the city limits, which is a different area from this zip.

Typical home value $234,825 as of Sep 2026
-13.2%year on year

Typical home value — 40003

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 40003 $234,825 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 40003$234,825
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
8.1 40057 Pleasureville 4,065 — $251,645
9.0 40601 Frankfort 51,893 $989 $249,096
9.7 40065 Shelbyville 32,160 $1,639 $313,094
10.2 40019 Eminence 4,238 — $228,417
11.0 40076 Waddy 2,898 — $305,746
14.2 40050 New Castle 2,045 — $213,729
14.9 40068 Smithfield 2,570 — $411,102
17.6 40067 Simpsonville 6,365 — $404,367
17.7 40022 Finchville 903 — $510,627
18.2 40070 Sulphur 360 — $274,182
18.4 40046 Mount Eden 1,122 — $285,443
18.6 40342 Lawrenceburg 23,963 $1,284 $263,586
19.1 40359 Owenton 6,989 — $195,899
19.2 40347 Midway 3,960 — $382,910
19.4 40379 Stamping Ground 3,788 — $335,925
19.4 40011 Campbellsburg 2,379 — $232,781

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.