Zip lookup · KY

40004
Bardstown, Kentucky.

Bardstown, Nelson County, KY · Bardstown, KY metro · population 30,601

What it costs per month · 40004 $1,387/mo

to buy the typical home at today's mortgage rate — +$803 (+138%) since Jan 2020.

What the home itself did
1 year
Up $8,883 +3%
$255,402$264,285 since Sep 2025
5 years
Up $63,352 +32%
$200,933$264,285 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 40004 $1,387 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 40004$1,387
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 40004 rose 3.5% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Bardstown, KY — measured over the city limits, which is a different area from this zip.

Asking rent $1,011 as of Sep 2026
Typical home value $264,285 as of Sep 2026
+3.5%year on year

Asking rent — 40004

Against the Bardstown, KY metro and the national benchmark.

$1,000 $1,250 $1,500 $1,750 2026 40004 $1,011 Bardstown $1,049 United States $1,932
$1,000 $1,250 $1,500 $1,750 2026
  • 40004$1,011
  • Bardstown$1,049
  • United States$1,932

Typical home value — 40004

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 40004 $264,285 Bardstown $264,664 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 40004$264,285
  • Bardstown$264,664
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
9.1 40013 Coxs Creek 6,670 — $316,208
9.5 40107 Boston 2,187 — $248,995
10.7 40037 Loretto 2,793 — $238,336
12.0 40051 New Haven 4,658 — $210,594
12.9 40150 Lebanon Junction 4,950 — $230,197
13.0 40008 Bloomfield 4,020 — $256,150
14.2 40062 Saint Francis 280 — $222,942
15.0 40069 Springfield 8,015 — $256,849
15.3 40052 New Hope 655 — $223,789
17.0 40047 Mount Washington 23,662 $1,612 $323,892
17.5 40071 Taylorsville 17,239 — $370,572
17.7 40012 Chaplin 712 — $218,654
17.7 40078 Willisburg 2,661 — $239,378
17.8 40165 Shepherdsville 38,403 $1,577 $299,744
18.5 40060 Raywick 1,114 — $247,825

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.