Zip lookup · KY

40055
Pendleton, Kentucky.

Pendleton, Oldham County, KY · Louisville/Jefferson County, KY-IN metro · population 1,942

What it costs per month · 40055 $1,832/mo

to buy the typical home at today's mortgage rate — +$1,036 (+130%) since Jan 2020.

What the home itself did
1 year
Up $19,051 +6%
$329,931$348,982 since Sep 2025
5 years
Up $78,015 +29%
$270,967$348,982 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 40055 $1,832 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 40055$1,832
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in zip 40055 rose 5.8% over the past year — faster than the nation's +1.2%.

This zip spans 3 counties: Trimble County, KY 48% · Henry County, KY 30% · Oldham County, KY 23%

Zillow also publishes an index for the city itself: Pendleton, KY — measured over the city limits, which is a different area from this zip.

Typical home value $348,982 as of Sep 2026
+5.8%year on year

Typical home value — 40055

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 40055 $348,982 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 40055$348,982
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.8 40070 Sulphur 360 — $274,182
5.9 40077 Westport 678 — $335,412
6.1 40031 La Grange 26,259 $1,907 $390,850
6.7 40006 Bedford 5,068 — $247,102
8.2 40068 Smithfield 2,570 — $411,102
8.8 40011 Campbellsburg 2,379 — $232,781
9.0 40050 New Castle 2,045 — $213,729
9.5 47162 New Washington 514 — $229,260
11.1 40010 Buckner 678 — $514,348
11.9 40026 Goshen 5,975 — $511,730
12.0 40019 Eminence 4,238 — $228,417
12.2 40014 Crestwood 23,101 $1,548 $467,837
12.4 40075 Turners Station 1,151 — $241,645
13.1 47147 Nabb 1,317 — $284,560
13.5 40045 Milton 3,251 — $228,078
13.9 41008 Carrollton 7,698 — $181,302
14.5 47243 Hanover 6,225 — $221,726
15.5 47141 Marysville 1,584 — $305,375
15.8 40056 Pewee Valley 3,441 — $364,437
16.6 47111 Charlestown 17,738 $1,579 $306,848
16.9 40059 Prospect 20,892 $2,382 $631,116
17.0 40057 Pleasureville 4,065 — $251,645
17.5 40245 Louisville 39,835 $1,712 $485,589
18.9 40067 Simpsonville 6,365 — $404,367
19.1 40241 Louisville 30,696 $1,602 $414,590
19.2 47163 Otisco 1,335 — $293,232
19.2 41098 Worthville 1,360 — $112,732
19.3 47138 Lexington 4,859 — $252,745

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.