Zip lookup · KY

41016
Ludlow, Kentucky.

Ludlow, Kenton County, KY · Cincinnati, OH-KY-IN metro · population 5,795

What it costs per month · 41016 $1,028/mo

to buy the typical home at today's mortgage rate — +$574 (+126%) since Jan 2020.

What the home itself did
1 year
Down $932 -0%
$196,729$195,797 since Sep 2025
5 years
Up $37,108 +23%
$158,689$195,797 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 41016 $1,028 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 41016$1,028
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 16 years.

Typical home values in zip 41016 fell 0.5% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Ludlow, KY — measured over the city limits, which is a different area from this zip.

Asking rent $1,275 as of Aug 2026
Typical home value $195,797 as of Sep 2026
-0.5%year on year

Asking rent — 41016

Against the Cincinnati, OH-KY-IN metro and the national benchmark.

Not enough data to draw this yet.

Typical home value — 41016

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 41016 $195,797 Cincinnati $305,940 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 41016$195,797
  • Cincinnati$305,940
  • United States$366,157

Within 20 miles

Showing 30 of 80 zips in range — sorting picks from all 80.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
1.4 45204 Cincinnati 8,412 $1,374 $123,443
1.4 45203 Cincinnati 2,436 $1,762 $352,499
1.6 41011 Covington 26,981 $1,588 $284,781
2.2 45205 Cincinnati 18,651 $1,292 $135,163
2.5 45214 Cincinnati 8,630 $1,241 $131,728
2.8 41014 Covington 7,392 $1,218 $173,805
2.9 45202 Cincinnati 17,869 $1,594 $375,806
3.4 45219 Cincinnati 20,012 $1,873 $261,163
3.7 45238 Cincinnati 48,351 $1,159 $218,679
3.7 41071 Newport 19,680 $1,531 $227,544
3.9 45225 Cincinnati 9,583 $1,208 $107,509
3.9 41073 Bellevue 5,636 $1,445 $242,203
4.1 41017 Ft Mitchell 40,719 $1,500 $338,279
4.4 45220 Cincinnati 14,109 $1,175 $329,843
4.4 45206 Cincinnati 10,299 $1,258 $250,479
5.0 41074 Dayton 5,756 $1,936 $197,935
5.2 41075 Fort Thomas 17,240 $1,386 $376,055
5.6 45211 Cincinnati 38,049 $1,243 $195,460
5.6 45207 Cincinnati 6,983 $1,860 $217,865
5.7 45229 Cincinnati 13,529 $1,228 $239,823
5.7 45223 Cincinnati 14,182 $1,230 $209,367
5.7 41018 Erlanger 28,940 $1,324 $234,705
6.2 45217 Cincinnati 6,454 $1,151 $198,999
6.6 45233 Cincinnati 15,981 $1,745 $346,855
6.8 45232 Cincinnati 6,363 — $175,668
7.0 45208 Cincinnati 17,943 $1,504 $620,603
7.1 45226 Cincinnati 5,796 $1,493 $453,701
7.4 45212 Cincinnati 21,526 $1,234 $247,282
7.5 41076 Newport 17,158 $1,501 $262,612
7.9 45209 Cincinnati 10,570 $1,581 $391,535

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.