Zip lookup · KY

41040
Falmouth, Kentucky.

Falmouth, Pendleton County, KY · Cincinnati, OH-KY-IN metro · population 7,040

What it costs per month · 41040 $1,098/mo

to buy the typical home at today's mortgage rate — +$643 (+142%) since Jan 2020.

What the home itself did
1 year
Up $5,481 +3%
$203,625$209,105 since Sep 2025
5 years
Up $52,209 +33%
$156,897$209,105 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 41040 $1,098 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 41040$1,098
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in zip 41040 rose 2.7% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Pendleton County, KY 96% · Bracken County, KY 4%

Zillow also publishes an index for the city itself: Falmouth, KY — measured over the city limits, which is a different area from this zip.

Typical home value $209,105 as of Sep 2026
+2.7%year on year

Typical home value — 41040

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 41040 $209,105 Cincinnati $305,940 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 41040$209,105
  • Cincinnati$305,940
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
8.9 41003 Berry 3,138 — $205,972
9.2 41006 Butler 4,715 — $288,218
10.2 41043 Foster 1,694 — $250,055
10.8 41033 De Mossville 2,052 — $266,193
12.4 41004 Brooksville 4,025 — $195,652
13.6 41097 Williamstown 7,801 — $258,281
16.6 41063 Morning View 2,863 — $305,362
16.6 41030 Crittenden 6,162 — $302,169
16.7 41031 Cynthiana 16,624 — $251,019
16.7 41007 California 4,445 — $362,725
17.0 45153 Moscow 2,218 — $266,202
17.0 41064 Mount Olivet 2,161 — $196,990
17.6 45120 Felicity 2,548 — $236,639
18.1 41035 Dry Ridge 11,415 — $280,428
18.2 41010 Corinth 3,239 — $132,477
18.5 41001 Alexandria 19,323 $1,842 $343,454
19.6 41002 Augusta 2,543 — $188,493
19.7 41044 Germantown 1,263 — $208,651

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.