41045
Ghent, Kentucky.
Ghent, Gallatin County, KY · Cincinnati, OH-KY-IN metro · population 1,203
to buy the typical home at today's mortgage rate — +$604 (+150%) since Jan 2020.
- 1 year
- Down $15,014 -7%
- $206,951$191,937 since Sep 2025
- 5 years
- Up $43,594 +29%
- $148,343$191,937 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 41045$1,007
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in zip 41045 fell 7.3% over the past year — slower than the nation's +1.2%.
This zip spans 2 counties: Carroll County, KY 65% · Gallatin County, KY 35%
Zillow also publishes an index for the city itself: Ghent, KY — measured over the city limits, which is a different area from this zip.
Typical home value — 41045
Mid-tier homes, smoothed and seasonally adjusted.
- 41045$191,937
- Cincinnati$305,940
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 3.7 | 41083 | Sanders | 1,663 | — | $225,153 |
| 6.6 | 47043 | Vevay | 4,852 | — | $243,721 |
| 7.8 | 41086 | Sparta | 2,237 | — | $235,243 |
| 7.8 | 47020 | Florence | 1,177 | — | $269,698 |
| 8.9 | 41098 | Worthville | 1,360 | — | $112,732 |
| 9.2 | 41008 | Carrollton | 7,698 | — | $181,302 |
| 10.7 | 47011 | Bennington | 1,420 | — | $329,783 |
| 11.4 | 40355 | New Liberty | 514 | — | $217,728 |
| 11.6 | 41046 | Glencoe | 1,312 | — | $192,247 |
| 12.0 | 41095 | Warsaw | 4,106 | — | $190,276 |
| 12.2 | 40075 | Turners Station | 1,151 | — | $241,645 |
| 12.9 | 47038 | Patriot | 1,006 | — | $238,808 |
| 14.3 | 47040 | Rising Sun | 5,275 | — | $260,975 |
| 15.6 | 40011 | Campbellsburg | 2,379 | — | $232,781 |
| 15.9 | 47224 | Canaan | 523 | — | $326,845 |
| 17.1 | 47017 | Cross Plains | 540 | — | $298,935 |
| 18.2 | 40045 | Milton | 3,251 | — | $228,078 |
| 18.4 | 41092 | Verona | 3,135 | — | $312,227 |
| 18.6 | 47018 | Dillsboro | 4,166 | — | $305,214 |
| 18.8 | 40006 | Bedford | 5,068 | — | $247,102 |
| 19.2 | 47250 | Madison | 22,884 | $1,500 | $241,132 |
| 19.4 | 41035 | Dry Ridge | 11,415 | — | $280,428 |
| 19.8 | 40359 | Owenton | 6,989 | — | $195,899 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.