41076
Cold Spring, Kentucky.
Cold Spring, Campbell County, KY · Cincinnati, OH-KY-IN metro · population 17,158
to buy the typical home at today's mortgage rate — +$703 (+104%) since Jan 2020.
- 1 year
- Up $3,486 +1%
- $259,126$262,612 since Sep 2025
- 5 years
- Up $40,047 +18%
- $222,564$262,612 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 41076$1,378
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 21 years.
Typical home values in zip 41076 rose 1.3% over the past year — in step with the nation.
Zillow also publishes an index for the city itself: Cold Spring, KY — measured over the city limits, which is a different area from this zip.
Asking rent — 41076
Against the Cincinnati, OH-KY-IN metro and the national benchmark.
- 41076$1,501
- Cincinnati$1,522
- United States$1,932
Typical home value — 41076
Mid-tier homes, smoothed and seasonally adjusted.
- 41076$262,612
- Cincinnati$305,940
- United States$366,157
Within 20 miles
Showing 30 of 79 zips in range — sorting picks from all 79.
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 2.8 | 41085 | Silver Grove | 601 | — | $190,583 |
| 3.6 | 41015 | Latonia | 20,823 | $1,308 | $229,361 |
| 4.2 | 41075 | Fort Thomas | 17,240 | $1,386 | $376,055 |
| 4.4 | 41071 | Newport | 19,680 | $1,531 | $227,544 |
| 4.7 | 45230 | Cincinnati | 27,501 | $1,358 | $307,230 |
| 4.8 | 41014 | Covington | 7,392 | $1,218 | $173,805 |
| 4.8 | 41059 | Melbourne | 2,713 | — | $308,308 |
| 5.9 | 41011 | Covington | 26,981 | $1,588 | $284,781 |
| 6.1 | 41073 | Bellevue | 5,636 | $1,445 | $242,203 |
| 6.5 | 41074 | Dayton | 5,756 | $1,936 | $197,935 |
| 6.5 | 41017 | Ft Mitchell | 40,719 | $1,500 | $338,279 |
| 6.6 | 45226 | Cincinnati | 5,796 | $1,493 | $453,701 |
| 6.7 | 45255 | Cincinnati | 22,313 | $1,680 | $351,457 |
| 7.1 | 45202 | Cincinnati | 17,869 | $1,594 | $375,806 |
| 7.5 | 41001 | Alexandria | 19,323 | $1,842 | $343,454 |
| 7.5 | 41016 | Covington | 5,795 | $1,275 | $195,797 |
| 7.8 | 45203 | Cincinnati | 2,436 | $1,762 | $352,499 |
| 7.9 | 45206 | Cincinnati | 10,299 | $1,258 | $250,479 |
| 8.1 | 41051 | Independence | 33,054 | $2,078 | $335,061 |
| 8.1 | 45208 | Cincinnati | 17,943 | $1,504 | $620,603 |
| 8.4 | 45219 | Cincinnati | 20,012 | $1,873 | $261,163 |
| 8.7 | 41018 | Erlanger | 28,940 | $1,324 | $234,705 |
| 8.7 | 45207 | Cincinnati | 6,983 | $1,860 | $217,865 |
| 8.9 | 45204 | Cincinnati | 8,412 | $1,374 | $123,443 |
| 9.1 | 45214 | Cincinnati | 8,630 | $1,241 | $131,728 |
| 9.3 | 45245 | Cincinnati | 20,045 | $1,520 | $326,753 |
| 9.3 | 45244 | Cincinnati | 28,511 | $1,649 | $399,154 |
| 9.4 | 45209 | Cincinnati | 10,570 | $1,581 | $391,535 |
| 9.6 | 45205 | Cincinnati | 18,651 | $1,292 | $135,163 |
| 9.7 | 45229 | Cincinnati | 13,529 | $1,228 | $239,823 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.