41086
Sparta, Kentucky.
Sparta, Owen County, KY · Cincinnati, OH-KY-IN metro · population 2,237
to buy the typical home at today's mortgage rate — +$704 (+133%) since Jan 2020.
- 1 year
- Down $2,900 -1%
- $238,143$235,243 since Sep 2025
- 5 years
- Up $45,987 +24%
- $189,256$235,243 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 41086$1,235
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 16 years.
Typical home values in zip 41086 fell 1.2% over the past year — slower than the nation's +1.2%.
This zip spans 2 counties: Gallatin County, KY 54% · Owen County, KY 46%
Zillow also publishes an index for the city itself: Sparta, KY — measured over the city limits, which is a different area from this zip.
Typical home value — 41086
Mid-tier homes, smoothed and seasonally adjusted.
- 41086$235,243
- Cincinnati$305,940
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 4.3 | 41046 | Glencoe | 1,312 | — | $192,247 |
| 5.7 | 40355 | New Liberty | 514 | — | $217,728 |
| 5.8 | 41083 | Sanders | 1,663 | — | $225,153 |
| 7.7 | 41095 | Warsaw | 4,106 | — | $190,276 |
| 7.8 | 41045 | Ghent | 1,203 | — | $191,937 |
| 8.7 | 47020 | Florence | 1,177 | — | $269,698 |
| 9.0 | 41098 | Worthville | 1,360 | — | $112,732 |
| 10.8 | 47038 | Patriot | 1,006 | — | $238,808 |
| 11.9 | 41035 | Dry Ridge | 11,415 | — | $280,428 |
| 13.1 | 41092 | Verona | 3,135 | — | $312,227 |
| 13.7 | 47043 | Vevay | 4,852 | — | $243,721 |
| 14.9 | 40359 | Owenton | 6,989 | — | $195,899 |
| 15.4 | 40075 | Turners Station | 1,151 | — | $241,645 |
| 15.6 | 41008 | Carrollton | 7,698 | — | $181,302 |
| 15.7 | 47040 | Rising Sun | 5,275 | — | $260,975 |
| 16.0 | 47011 | Bennington | 1,420 | — | $329,783 |
| 17.0 | 41097 | Williamstown | 7,801 | — | $258,281 |
| 17.2 | 41030 | Crittenden | 6,162 | — | $302,169 |
| 17.6 | 41091 | Union | 25,244 | — | $467,275 |
| 19.2 | 41094 | Walton | 14,486 | $1,650 | $353,467 |
| 19.2 | 40011 | Campbellsburg | 2,379 | — | $232,781 |
| 19.9 | 41010 | Corinth | 3,239 | — | $132,477 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.