Zip lookup · KY

41097
Williamstown, Kentucky.

Williamstown, Grant County, KY · Cincinnati, OH-KY-IN metro · population 7,801

What it costs per month · 41097 $1,356/mo

to buy the typical home at today's mortgage rate — +$779 (+135%) since Jan 2020.

What the home itself did
1 year
Up $6,073 +2%
$252,208$258,281 since Sep 2025
5 years
Up $59,544 +30%
$198,737$258,281 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 41097 $1,356 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 41097$1,356
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 41097 rose 2.4% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Grant County, KY 88% · Pendleton County, KY 12%

Zillow also publishes an index for the city itself: Williamstown, KY — measured over the city limits, which is a different area from this zip.

Typical home value $258,281 as of Sep 2026
+2.4%year on year

Typical home value — 41097

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 41097 $258,281 Cincinnati $305,940 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 41097$258,281
  • Cincinnati$305,940
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
7.2 41035 Dry Ridge 11,415 — $280,428
8.4 41010 Corinth 3,239 — $132,477
11.4 41030 Crittenden 6,162 — $302,169
11.9 41003 Berry 3,138 — $205,972
12.2 41033 De Mossville 2,052 — $266,193
13.6 41040 Falmouth 7,040 — $209,105
13.6 41046 Glencoe 1,312 — $192,247
15.1 41092 Verona 3,135 — $312,227
15.4 40355 New Liberty 514 — $217,728
15.9 40370 Sadieville 2,836 — $322,525
16.1 40359 Owenton 6,989 — $195,899
16.6 41063 Morning View 2,863 — $305,362
17.0 41086 Sparta 2,237 — $235,243
17.1 41006 Butler 4,715 — $288,218
17.3 41095 Warsaw 4,106 — $190,276
18.2 41094 Walton 14,486 $1,650 $353,467

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.