Zip lookup · KY

41531
Hardy, Kentucky.

Hardy, Pike County, KY · population 902

What it costs per month · 41531 $416/mo

to buy the typical home at today's mortgage rate — +$115 (+38%) since Jan 2020.

What the home itself did
1 year
Down $10,709 -12%
$89,971$79,261 since Sep 2025
5 years
Down $17,878 -18%
$97,140$79,261 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 41531 $416 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 41531$416
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in zip 41531 fell 11.9% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Hardy, KY — measured over the city limits, which is a different area from this zip.

Typical home value $79,261 as of Sep 2026
-11.9%year on year

Typical home value — 41531

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 41531 $79,261 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 41531$79,261
  • United States$366,157

Within 20 miles

Showing 30 of 33 zips in range — sorting picks from all 33.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.9 41535 Huddy 615 — $91,779
3.2 41544 McCarr 415 — $72,271
4.0 41558 Ransom 978 — $78,394
4.2 41555 Pinsonfork 1,039 — $62,029
4.3 41527 Forest Hills 569 — $167,322
4.3 41543 McAndrews 370 — $61,214
5.1 41519 Canada 901 — $93,545
5.4 41503 South Williamson 472 — $102,707
5.7 41528 Freeburn 331 — $63,060
7.4 41564 Sidney 539 — $91,569
7.6 41514 Belfry 2,806 — $80,198
8.1 25661 Williamson 4,277 — $68,367
8.1 41539 Kimper 1,585 — $97,476
8.2 25678 Matewan 1,336 — $62,413
8.8 41553 Phelps 2,269 — $66,871
10.7 25670 Delbarton 3,203 — $80,449
11.4 41568 Stopover 583 — $56,991
11.9 41571 Varney 449 — $80,074
12.8 41557 Raccoon 2,117 — $115,129
13.1 41566 Steele 203 — $70,485
14.3 25638 Omar 249 — $71,107
15.0 41548 Mouthcard 776 — $72,677
15.8 41250 Pilgrim 1,089 — $85,407
15.9 25676 Lenore 1,239 — $105,046
16.1 24620 Hurley 2,270 — $68,945
16.3 41231 Lovely 1,305 — $88,722
16.7 24603 Big Rock 632 — $69,092
16.7 41501 Pikeville 23,754 — $121,728
17.4 24862 Mohawk 749 — $53,626
17.5 25625 Holden 1,445 — $83,374

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.