Zip lookup · KY

42254
Herndon, Kentucky.

Herndon, Christian County, KY · Clarksville, TN-KY metro · population 227

What it costs per month · 42254 $812/mo

to buy the typical home at today's mortgage rate — +$437 (+117%) since Jan 2020.

What the home itself did
1 year
Down $4,428 -3%
$159,049$154,621 since Sep 2025
5 years
Up $27,631 +22%
$126,990$154,621 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 42254 $812 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 42254$812
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 18 years.

Typical home values in zip 42254 fell 2.8% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Herndon, KY — measured over the city limits, which is a different area from this zip.

Typical home value $154,621 as of Sep 2026
-2.8%year on year

Typical home value — 42254

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 42254 $154,621 Clarksville $289,380 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 42254$154,621
  • Clarksville$289,380
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.1 42236 Herndon 931 — $250,334
9.7 37023 Big Rock 1,677 — $241,855
10.7 42262 Oak Grove 9,665 $1,235 $208,830
12.4 37028 Bumpus Mills 615 — $205,253
12.6 37191 Woodlawn 3,860 — $310,002
12.6 37079 Indian Mound 2,960 — $264,290
14.0 42232 Gracey 711 — $234,400
14.2 37042 Clarksville 87,652 $1,379 $290,703
15.4 42211 Cadiz 13,475 — $135,727
16.9 42266 Pembroke 2,956 — $272,657
18.1 42240 Hopkinsville 41,415 $1,035 $193,277
18.6 37058 Dover 7,623 — $253,616
19.1 37142 Palmyra 1,506 — $350,771
19.5 37040 Clarksville 64,977 $1,303 $304,511

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.