Zip lookup · KY

42376
Utica, Kentucky.

Utica, Daviess County, KY · Owensboro, KY metro · population 6,886

What it costs per month · 42376 $1,283/mo

to buy the typical home at today's mortgage rate — +$683 (+114%) since Jan 2020.

What the home itself did
1 year
Up $770 +0%
$243,599$244,370 since Sep 2025
5 years
Up $55,076 +29%
$189,293$244,370 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 42376 $1,283 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 42376$1,283
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in zip 42376 rose 0.3% over the past year — slower than the nation's +1.2%.

This zip spans 3 counties: Daviess County, KY 81% · Ohio County, KY 11% · McLean County, KY 8%

Zillow also publishes an index for the city itself: Utica, KY — measured over the city limits, which is a different area from this zip.

Typical home value $244,370 as of Sep 2026
+0.3%year on year

Typical home value — 42376

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 42376 $244,370 Owensboro $213,968 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 42376$244,370
  • Owensboro$213,968
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
7.1 42352 Livermore 1,955 — $141,134
10.2 42303 Owensboro 42,119 $1,186 $218,391
10.9 42366 Philpot 5,851 — $277,687
11.9 42327 Calhoun 4,206 — $187,831
11.9 42378 Whitesville 3,513 — $211,227
12.2 42301 Owensboro 45,445 $1,389 $209,941
12.6 42347 Hartford 5,829 — $157,078
12.7 42350 Island 1,342 — $144,010
13.8 42328 Centertown 1,158 — $126,702
14.0 42371 Rumsey 472 — $129,036
17.8 42355 Maceo 1,465 — $187,448
17.9 42372 Sacramento 1,389 — $141,253
18.7 47635 Rockport 5,362 — $214,780
19.5 42368 Reynolds Station 989 — $175,527

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.