Zip lookup · KY

42633
Monticello, Kentucky.

Monticello, Wayne County, KY · population 18,606

What it costs per month · 42633 $847/mo

to buy the typical home at today's mortgage rate — +$510 (+152%) since Jan 2020.

What the home itself did
1 year
Down $3,036 -2%
$164,388$161,353 since Sep 2025
5 years
Up $45,428 +39%
$115,925$161,353 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 42633 $847 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 42633$847
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in zip 42633 fell 1.8% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Monticello, KY — measured over the city limits, which is a different area from this zip.

Typical home value $161,353 as of Sep 2026
-1.8%year on year

Typical home value — 42633

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 42633 $161,353 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 42633$161,353
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
10.0 42603 Alpha 694 — $164,047
13.9 42518 Bronston 3,031 — $200,593
14.0 42647 Stearns 3,349 — $87,369
16.8 42544 Nancy 5,520 — $145,855
17.0 38577 Pall Mall 1,339 — $221,210
17.2 42602 Albany 8,948 — $144,784
18.3 42629 Jamestown 5,152 — $163,915
19.2 42519 Burnside 2,756 — $101,260

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.