Zip lookup · KY

42635
Williamsburg, Kentucky.

Williamsburg, McCreary County, KY · population 4,736

What it costs per month · 42635 $615/mo

to buy the typical home at today's mortgage rate — +$349 (+131%) since Jan 2020.

What the home itself did
1 year
Down $12,526 -10%
$129,768$117,242 since Sep 2025
5 years
Up $17,151 +17%
$100,091$117,242 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 42635 $615 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 42635$615
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 22 years.

Typical home values in zip 42635 fell 9.7% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Williamsburg, KY — measured over the city limits, which is a different area from this zip.

Typical home value $117,242 as of Sep 2026
-9.7%year on year

Typical home value — 42635

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 42635 $117,242 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 42635$117,242
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.6 42649 Strunk 2,003 — $107,409
8.0 42653 Whitley City 4,300 — $98,748
8.4 37892 Winfield 1,631 — $193,902
11.8 42647 Stearns 3,349 — $87,369
12.8 40769 Williamsburg 18,218 — $119,540
13.3 37819 Newcomb 475 — $152,331
14.1 37841 Oneida 10,199 — $204,586
14.2 42634 Parkers Lake 1,646 — $66,781
16.8 37762 Jellico 2,536 — $127,610
18.3 37847 Pioneer 2,513 — $188,799
19.0 37755 Helenwood 3,404 — $187,426
19.7 42519 Burnside 2,756 — $101,260

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.