42647
Stearns, Kentucky.
Stearns, McCreary County, KY · population 3,349
to buy the typical home at today's mortgage rate — +$265 (+137%) since Jan 2020.
- 1 year
- Down $12,478 -12%
- $99,847$87,369 since Sep 2025
- 5 years
- Up $13,346 +18%
- $74,023$87,369 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 42647$459
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 21 years.
Typical home values in zip 42647 fell 12.5% over the past year — slower than the nation's +1.2%.
Zillow also publishes an index for the city itself: Stearns, KY — measured over the city limits, which is a different area from this zip.
Typical home value — 42647
Mid-tier homes, smoothed and seasonally adjusted.
- 42647$87,369
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 10.3 | 42653 | Whitley City | 4,300 | — | $98,748 |
| 11.7 | 42649 | Strunk | 2,003 | — | $107,409 |
| 11.8 | 42635 | Pine Knot | 4,736 | — | $117,242 |
| 13.2 | 37841 | Oneida | 10,199 | — | $204,586 |
| 14.0 | 42633 | Monticello | 18,606 | — | $161,353 |
| 16.2 | 42518 | Bronston | 3,031 | — | $200,593 |
| 16.3 | 37892 | Winfield | 1,631 | — | $193,902 |
| 16.9 | 42634 | Parkers Lake | 1,646 | — | $66,781 |
| 17.6 | 42519 | Burnside | 2,756 | — | $101,260 |
| 19.2 | 37755 | Helenwood | 3,404 | — | $187,426 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.