Zip lookup · KY

42728
Columbia, Kentucky.

Columbia, Adair County, KY · population 16,412

What it costs per month · 42728 $850/mo

to buy the typical home at today's mortgage rate — +$452 (+114%) since Jan 2020.

What the home itself did
1 year
Down $21,112 -12%
$183,000$161,888 since Sep 2025
5 years
Up $16,083 +11%
$145,805$161,888 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 42728 $850 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 42728$850
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 33 years.

Typical home values in zip 42728 fell 11.5% over the past year — slower than the nation's +1.2%.

This zip spans 3 counties: Adair County, KY 96% · Taylor County, KY 4% · Metcalfe County, KY 0%

Zillow also publishes an index for the city itself: Columbia, KY — measured over the city limits, which is a different area from this zip.

Typical home value $161,888 as of Sep 2026
-11.5%year on year

Typical home value — 42728

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 42728 $161,888 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 42728$161,888
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
8.6 42741 Glens Fork 420 — $203,797
10.1 42753 Knifley 657 — $128,689
13.4 42715 Breeding 417 — $157,472
14.4 42642 Russell Springs 13,459 — $163,095
15.7 42743 Greensburg 9,342 — $174,397
15.8 42528 Dunnville 2,126 — $162,648
15.8 42629 Jamestown 5,152 — $163,915
17.0 42733 Elk Horn 1,610 — $216,941
18.5 42129 Edmonton 7,302 — $169,557
20.0 42718 Campbellsville 26,768 — $215,649

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.