Zip lookup · IN

46542
Milford, Indiana.

Milford, Kosciusko County, IN · Warsaw, IN metro · population 5,096

What it costs per month · 46542 $1,503/mo

to buy the typical home at today's mortgage rate — +$848 (+129%) since Jan 2020.

What the home itself did
1 year
Up $18,429 +7%
$267,922$286,351 since Sep 2025
5 years
Up $71,547 +33%
$214,805$286,351 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 46542 $1,503 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 46542$1,503
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in zip 46542 rose 6.9% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Kosciusko County, IN 96% · Elkhart County, IN 4%

Zillow also publishes an index for the city itself: Milford, IN — measured over the city limits, which is a different area from this zip.

Typical home value $286,351 as of Sep 2026
+6.9%year on year

Typical home value — 46542

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 46542 $286,351 Warsaw $293,226 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 46542$286,351
  • Warsaw$293,226
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.1 46538 Leesburg 4,291 — $371,290
6.1 46553 New Paris 3,828 — $308,397
7.5 46550 Nappanee 12,843 $895 $301,019
7.6 46567 Syracuse 9,292 — $385,957
7.7 46582 Warsaw 14,604 $1,822 $315,828
10.1 46524 Etna Green 2,023 — $306,753
10.6 46555 North Webster 2,517 — $281,088
11.1 46526 Goshen 33,668 $1,248 $268,002
12.7 46590 Winona Lake 5,080 $1,241 $308,706
12.7 46580 Warsaw 21,794 $1,108 $256,225
13.2 46732 Cromwell 2,231 — $240,671
13.9 46504 Bourbon 3,500 — $251,479
14.0 46573 Wakarusa 3,936 — $318,720
14.3 46543 Millersburg 4,741 — $420,782
15.5 46528 Goshen 26,248 $1,201 $309,516
15.7 46562 Pierceton 5,040 — $256,987
16.0 46506 Bremen 9,994 — $280,277
16.2 46767 Ligonier 9,418 — $250,667
16.8 46760 Kimmell 1,179 — $251,400
17.2 46517 Elkhart 25,433 $899 $244,258
17.5 46539 Mentone 2,659 — $214,584
17.8 46764 Larwill 1,554 — $323,797
18.1 46570 Tippecanoe 1,279 — $245,895
18.8 46510 Claypool 2,984 — $238,317
19.9 46516 Elkhart 31,871 $1,171 $189,846

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.