Zip lookup · IN

46781
Poneto, Indiana.

Poneto, Wells County, IN · Bluffton, IN metro · population 1,046

What it costs per month · 46781 $1,263/mo

to buy the typical home at today's mortgage rate — +$755 (+148%) since Jan 2020.

What the home itself did
1 year
Up $16,774 +7%
$223,874$240,649 since Sep 2025
5 years
Up $70,833 +42%
$169,816$240,649 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 46781 $1,263 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 46781$1,263
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in zip 46781 rose 7.5% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Poneto, IN — measured over the city limits, which is a different area from this zip.

Typical home value $240,649 as of Sep 2026
+7.5%year on year

Typical home value — 46781

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 46781 $240,649 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 46781$240,649
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.2 46766 Liberty Center 579 — $225,289
5.4 46759 Keystone 271 — $271,400
5.9 47359 Montpelier 3,528 — $153,795
7.7 46714 Bluffton 15,734 — $233,679
9.2 46792 Warren 3,621 — $235,197
11.1 47369 Pennville 1,212 — $167,909
12.2 46991 Van Buren 1,594 — $154,752
13.0 47348 Hartford City 9,080 — $146,533
13.6 46770 Markle 2,530 — $280,787
13.9 46791 Uniondale 1,210 — $288,689
14.3 46731 Craigville 657 — $314,364
16.4 46740 Geneva 4,486 — $270,390
16.9 46989 Upland 5,385 — $249,788
16.9 47336 Dunkirk 2,851 — $130,487
17.1 47326 Bryant 1,803 — $260,661
17.5 46777 Ossian 6,081 — $269,480
18.4 46711 Berne 8,353 — $256,034
19.0 46952 Marion 18,189 $850 $166,976
19.3 46799 Zanesville 375 — $216,872
19.5 46933 Gas City 6,536 $1,210 $159,210
19.9 46772 Monroe 3,288 — $347,678

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.