47460
Spencer, Indiana.
Spencer, Owen County, IN · Bloomington, IN metro · population 11,006
to buy the typical home at today's mortgage rate — +$759 (+132%) since Jan 2020.
- 1 year
- Up $7,315 +3%
- $246,481$253,796 since Sep 2025
- 5 years
- Up $57,948 +30%
- $195,849$253,796 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 47460$1,332
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in zip 47460 rose 3.0% over the past year — faster than the nation's +1.2%.
This zip spans 3 counties: Owen County, IN 97% · Monroe County, IN 2% · Greene County, IN 1%
Zillow also publishes an index for the city itself: Spencer, IN — measured over the city limits, which is a different area from this zip.
Typical home value — 47460
Mid-tier homes, smoothed and seasonally adjusted.
- 47460$253,796
- Bloomington$297,191
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 6.9 | 47431 | Freedom | 1,662 | — | $230,956 |
| 8.8 | 47433 | Gosport | 4,176 | — | $246,265 |
| 9.4 | 47429 | Ellettsville | 7,399 | — | $273,645 |
| 10.5 | 47868 | Poland | 2,666 | — | $199,083 |
| 11.4 | 47833 | Bowling Green | 836 | — | $231,546 |
| 11.5 | 47404 | Bloomington | 22,744 | $1,634 | $310,866 |
| 11.9 | 47459 | Solsberry | 3,485 | — | $253,758 |
| 12.3 | 47427 | Coal City | 1,014 | — | $205,255 |
| 13.5 | 47456 | Quincy | 1,455 | — | $274,918 |
| 14.7 | 47471 | Worthington | 2,755 | — | $167,740 |
| 14.7 | 46166 | Paragon | 2,813 | — | $267,329 |
| 16.0 | 46120 | Cloverdale | 5,947 | — | $262,151 |
| 16.5 | 47403 | Bloomington | 34,396 | $1,360 | $274,667 |
| 16.9 | 47840 | Centerpoint | 1,970 | — | $209,442 |
| 17.4 | 47841 | Clay City | 2,534 | — | $169,703 |
| 17.8 | 47408 | Bloomington | 23,053 | $2,340 | $338,636 |
| 18.6 | 47424 | Bloomfield | 8,861 | — | $225,247 |
| 20.0 | 46171 | Reelsville | 2,018 | — | $301,377 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.