Zip lookup · MI

48074
Smiths Creek, Michigan.

Smiths Creek, Saint Clair County, MI · Detroit-Warren-Dearborn, MI metro · population 9,624

What it costs per month · 48074 $1,239/mo

to buy the typical home at today's mortgage rate — +$608 (+96%) since Jan 2020.

What the home itself did
1 year
Up $6,353 +3%
$229,771$236,124 since Sep 2025
5 years
Up $27,484 +13%
$208,640$236,124 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 48074 $1,239 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 48074$1,239
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 28 years.

Typical home values in zip 48074 rose 2.8% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Smiths Creek, MI — measured over the city limits, which is a different area from this zip.

Typical home value $236,124 as of Sep 2026
+2.8%year on year

Typical home value — 48074

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 48074 $236,124 Detroit $264,316 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 48074$236,124
  • Detroit$264,316
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.9 48040 Marysville 9,925 $1,002 $233,004
5.4 48060 Port Huron 39,342 $1,088 $173,571
6.1 48027 Goodells 3,187 — $330,980
6.1 48049 North Street 5,468 — $288,088
6.3 48079 Saint Clair 12,711 — $318,365
8.6 48063 Columbus 4,206 — $351,570
9.8 48059 Fort Gratiot 15,499 — $269,105
11.1 48006 Avoca 3,889 — $305,682
12.2 48041 Memphis 4,302 — $329,675
12.3 48054 East China 7,188 — $343,433
12.8 48032 Jeddo 1,871 — $310,298
13.7 48064 Casco 4,180 — $383,569
13.7 48022 Emmett 2,530 — $331,083
13.9 48062 Richmond 9,385 — $305,942
16.6 48050 New Haven 1,338 — $388,120
17.4 48039 Marine City 7,437 — $224,513
17.8 48023 Fair Haven 5,031 — $273,536
18.3 48097 Yale 5,418 — $245,553
18.4 48002 Allenton 3,120 — $353,852
18.5 48048 New Haven 11,349 — $295,556
19.4 48014 Capac 4,294 — $255,733
19.5 48005 Armada 5,325 — $379,028

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.