Zip lookup · MI

48091
Warren, Michigan.

Warren, Macomb County, MI · Detroit-Warren-Dearborn, MI metro · population 30,696

What it costs per month · 48091 $809/mo

to buy the typical home at today's mortgage rate — +$446 (+123%) since Jan 2020.

What the home itself did
1 year
Down $2,765 -2%
$156,975$154,211 since Sep 2025
5 years
Up $24,569 +19%
$129,641$154,211 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 48091 $809 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 48091$809
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 20 years.

Typical home values in zip 48091 fell 1.8% over the past year — slower than the nation's +1.2%.

Asking rents in zip 48091 rose 3.9% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 48091 runs $227/mo less than renting one. The gap peaked at $413 in Sep 2021.

That is $1,154 a month against $1,380 rent: a $809 mortgage payment, plus $179 property tax and $165 insurance & upkeep.

Owning vs renting — zip 48091

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$500 $750 $1,000 $1,250 2021 2022 2023 2024 2025 2026 Owning all in $1,154 Renting $1,380 Mortgage only $809
$500 $750 $1,000 $1,250 2022 2024 2026
  • Owning all in$1,154
  • Renting$1,380
  • Mortgage only$809

Property tax · $179/mo 1.40% of value a year — the ACS 2020-2024 median bill over the median home value for Macomb County, MI

Insurance & upkeep · $165/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Warren, MI — measured over the city limits, which is a different area from this zip.

Asking rent $1,380 as of Sep 2026
+3.9%year on year
Typical home value $154,211 as of Sep 2026
-1.8%year on year

Asking rent — 48091

Against the Detroit-Warren-Dearborn, MI metro and the national benchmark.

$1,000 $1,250 $1,500 $1,750 2021 2022 2023 2024 2025 2026 48091 $1,380 Detroit $1,514 United States $1,932
$1,000 $1,250 $1,500 $1,750 2022 2024 2026
  • 48091$1,380
  • Detroit$1,514
  • United States$1,932

Typical home value — 48091

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 48091 $154,211 Detroit $264,316 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 48091$154,211
  • Detroit$264,316
  • United States$366,157

Within 20 miles

Showing 30 of 118 zips in range — sorting picks from all 118.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
1.8 48015 Center Line 8,463 $1,400 $167,054
2.1 48030 Hazel Park 14,963 $1,525 $154,149
2.7 48234 Detroit 32,760 $1,274 $52,022
3.1 48092 Warren 27,374 $1,741 $238,382
3.2 48089 Warren 31,853 $1,315 $126,401
3.6 48071 Madison Heights 28,419 $1,565 $215,497
3.9 48093 Warren 25,014 $1,568 $219,232
3.9 48203 Highland Park 20,049 $1,313 $60,415
4.0 48220 Ferndale 21,527 $1,654 $241,047
4.0 48212 Hamtramck 43,384 $1,181 $128,138
4.3 48067 Royal Oak 24,868 $2,099 $338,836
4.4 48069 Pleasant Ridge 2,602 — $482,669
4.6 48205 Detroit 34,187 $1,276 $50,037
5.1 48088 Warren 22,991 $1,852 $238,638
5.4 48221 Detroit 41,392 $1,302 $134,161
5.7 48070 Huntington Woods 6,328 — $539,933
5.7 48021 Eastpointe 33,982 $1,467 $151,635
5.8 48213 Detroit 20,075 $1,356 $43,447
6.0 48211 Detroit 5,419 — $56,890
6.3 48237 Oak Park 29,318 $1,540 $231,297
6.5 48073 Royal Oak 33,106 $1,711 $318,952
6.5 48238 Detroit 24,731 $1,247 $54,502
6.5 48202 Detroit 15,780 $1,411 $184,429
6.7 48017 Clawson 11,350 $1,578 $283,554
6.7 48312 Sterling Heights 34,401 $1,491 $290,549
6.7 48310 Sterling Heights 43,354 $1,563 $314,282
6.7 48066 Roseville 47,123 $1,268 $170,991
6.8 48072 Berkley 15,149 $2,014 $312,744
6.8 48083 Troy 23,771 $1,895 $352,514
6.9 48225 Harper Woods 16,098 $1,366 $147,045

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.